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Critical Thinking Question Paper

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1 What are brokerage firms? They are non-depository financial institutions that manage the purchase of stocks, bonds and other types of investments. The brokerage firm makes its money by charging a fee or commission for each sale or purchase.
2 What are depository and non-depository financial institutions? How do they differ? Depositories receive their money from customer deposits we think of these as banks. Non-depository receive money from other sources like mortgage companies, finance and insurance companies.
3. What are credit unions? They are nonprofit member owned financial institutions. They are able to provide loans through deposits to checking and saving accounts. You have to be a member to be able …show more content…

What are bonds? Bonds are investments that promise to pay a certain amount of interest over a period of time. They are issued by the government to raise money for specific projects. There are different series and different purchase amounts of bonds.
Critical Thinking Questions
1. What are some considerations in choosing a financial institution? Which do you think would be the most important consideration for you in choosing a financial institution? Financial experts say you should look at the products, price, place and people when deciding which to use. I think price would be most important at this time, some charge a monthly fee if you don’t have a lot of money in your account. If you’re not making a lot then anything they charge can make a difference. Most places you can do stuff on line so location doesn’t matter that much.
2 What are the pros and cons of U.S. saving bonds? Saving bonds are a safe investment you can’t lose your money like you can with stocks. The con is the interest rates are so low it takes a long time to earn money on them so it’s not a quick investment
3 What are some of the problems that people face if they use one of the “problematic” financial institutions? They tend to give small loans and charge high fees. If you don’t pay back the loan with the fees by the due date they pawn the items or keep charging higher

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Critical Thinking Answer The two recognition and reward programs that I would like to participate are Employee attendance and employee empowerment. Based on an employee attendance reward, it makes the company feels s/he cares about his or her job. Also it helps the employee protect his or her job. However, the employee empowerment makes the employee feels s/he has been trusted by the organization.

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738 Words | 3 Pages

In our nation, when you are accused of a crime you go to jail. At the jail, you are given an amount of money you have to pay to get out of prison at your hearing, this is called a Bond. Bonds ensure that you go to court. If you pay all of the bond money up front and then go to court like you should, you get all of your money back. But people don’t usually have thousands of dollars to pay for Bonds.

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The member services that people receive that are in this group is wireless discounts, credit cards, mortgages, and insurance

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1. According to the documentary Eyes on the Prize what does "sit-ins" refer to? Sit-ins refer to Non-Violent protest. 2. What city was known as the Athens of the South?

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895 Words | 4 Pages

As time went from the 16th century to the 18th century, the Renaissance thinking transformed to the Scientific Revolution. Soon, it would enable a worldview in which people were not invoking the principles of religion as often as the Renaissance. As an example, these natural philosophers, known as scientists today, developed a new thinking in which the world was no longer geocentric. The thought of an Earth-centered universe as the Bible would say, transformed as heliocentric or in other words Sun-centered. Within this period, Scientists were starting to understand the world’s functions, for they created experiment methods incorporating discipline, mathematics, and the essential Scientist communication.

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(Federal Deposit) The FDIC is something we take for granted and never really contemplate about how important is it due to the fact it provides us with the security of knowing the money will be their when someone needs it. Another thing we take for granted and do not step back and appreciate is the work the NIRA did while it was

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304 Words | 2 Pages

For question 5, I thought cars was going around 28 to 30 miles per hour. I was in the "hit". I guess my perception of the speed was slightly slower when compared to Derrick's response. I assumed this because to the front of taxi had no visible damages. Some word and questions did influence me.

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495 Words | 2 Pages

Think Question #1 Sydney Martin CMN 225: Communication in Place September, 19th, 2015 Innovation is a natural part of human society, without it the human species wouldn’t be where it is today. But, in order for an innovation to make a significant impact on society the innovation must be spread throughout the many different cultures and societies on earth. Everett Rogers and Malcolm Gladwell both studied they way innovations are spread. The theories while, forty years apart, essentially the same. Rogers defined diffusion as “…the process by which an innovation is communicated through certain channels over time among members of a social system…”

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584 Words | 3 Pages

Whoville Middle School is in need of a vision. I would further investigate the needs of the school to ensure that all of the needs are identified. A needs assessment plan will be used to provide important information concerning the strengths and weaknesses of the school. I would collaborate with the teachers and parents of the community to develop a vision that would best improve the school. I have to be aware of the demographics of the school in means of diversity and diverse educational needs.

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422 Words | 2 Pages

When many hear the phrase "straw man," they people probably think of a man made of a straw, or maybe a scarecrow. A man made of a straw and a scarecrow both have one underlying thing in common besides being made out of straw. They are both quite easy to spot, and quite effortlessly knocked down. A straw man argument is very similar. In the Wizard of Oz, the straw man did not have a brain, and there was nothing substantial in him.

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654 Words | 3 Pages

1. What seems to be the central problem or question of your primary text? The central problem in Kingsolver’s essay, “A Fist in the Eye of God,” is that scientists believe that the natural world evolved according to Darwin’s theory of evolution, whereas some scientists believe that God is responsible in creating the world. 2.

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a) What procedures will you follow in dealing with this employee? When I will receive or observe irregularities of a community health educator I will formally investigate it according to the policies of my organizations. The community health educator will be notified in writing. I will ask the community health educator to meet with me in my office to discuss the complaints.

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Studies have shown that peer support leads to improvement in self-management behaviors of dietary modifications, blood glucose monitoring, and increased physical activity (Murrock, Higgins, & Killion , 2009). Social support provided by peer, family and community members have been effective way to motivated individuals in continuing their attendance in health programs. Health behavior change theories and chronic disease management models highlighted that family support influence individuals affected with chronic illnesses into engaging in self-care behavior (Warren-Findlow & Prohaska, 2008). They are more encouraged by family members to engage in physical activity or weight loss programs. Peer support is also effective among individuals coping

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Pros of

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Neutral question, the meaning neutral question itself to my understanding means a question that does not takes any side, a question that really is objective and not subjective to any side. This is the understanding of neutral question and this is the perspective that is going to be argued in this essay. Being born in a diverse cultural family, as my father is from Europe and my mother from Asia what I have learnt from growing up in with both European and Asian culture is that neutrality is an illusion. It is an illusion because people will never achieve or consider “something” neutral as long as that “something” is different from how or what they think. I agree to the statement, but I have some reservations that neutral question can exist.

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