Hardships can change a person’s life. Even though someone may be going through a difficult time, it doesn’t mean they have to leave the situation empty handed. Hardships influence people 's lives by teaching them valuable life lessons they will never forget. Dave Ramsey, was a young married man with children when he decided to get into the real estate business. He was smart, and quickly worked his way to the top and became a millionaire, but just as quickly as the money flowed in it went out. He and his family lived in the mindset that their money would never stop flowing in, but unfortunately they were very wrong. Two years later the market crashed. With the money leaving quickly the Ramsey family could no longer afford the fancy houses,