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Essay On How Did The Federal Policy Affect The Housing Of African Americans

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Recommended: Urban renewal and strategies

Instructions: Please retain questions and numbering. Each question is worth 2.5 points. Incorrect, incomplete and/or unclear answers will lose points. 1. What was the reasoning of the Federal Housing Administration for not permitting African Americans in the newly developed suburbs? Selling to nonwhites would undermine the property value in new suburbs. So Development owners did not want to sell to nonwhites. 2. In reference to the government’s appraisal system, what does the term “ redlined” mean? In the 1930s, the government started a property appraisal system in cities, according to condition of the property and race, for financial risk. The parts of the city farthest away from minority neighborhoods were marked with green. The minority neighborhoods were marked with red, or redlined. Green neighborhoods got mortgages and …show more content…

What did the federal policy known as Urban Renewal attempt to do? Urban Renewal was supposed to make cities more livable. But in truth, 90% of all housing destroyed was not replaced. 5. How did this policy impact the housing of Blacks and Latinos? Due to Urban Renewal people lost their homes. Two-thirds of all people displaced due to Urban Renewal were black or latino. 6. How did the Fair Housing Act of 1968 impact the traditionally white neighborhoods that nonwhites moved into? Blacks moved into white neighborhoods, thinking the value of their new home would stay the same or increase, as it had previously for whites in the neighborhood. Instead, their neighborhood value declined because they had moved into it. 7. What was the practice of “blockbusting”? Realestate agents prayed on racial fears of to get white homeowners to sell at less than market value, and sell quickly. Homes were then sold to nonwhites at inflated prices. Predominately white neighborhoods became nonwhite neighborhoods fairly quickly due to blockbusting. 8. How did the property appraisal system started by the federal government influence “white

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http://www.planetizen.com/node/82983/two-types-black-suburbanization. ], if not on the same scale (In St. Louis, blacks may move to areas like Spanish Lack and Blackjack, while whites may chose farther locations like St. Charles County). Regardless of race, suburbanization was a process in which economically capable people seek better living conditions. The people who could not afford to do so, on the other hand, were left behind.

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Redlining defines the act of refuting facilities to residents of particular areas based on the fact that these residents belong to a minority class. The white communities were rated “Green” which meant “desirable area” and the non-white communities or the ones under development, were rated “Red” which meant that these areas were non-desirable. They were redlined. This resulted in most of the benefits going to white communities and they progressed more as compared to other racial groups. Blockbusting: Blockbusting was a technique used by real estate agents to encourage white property owners to offer their homes at cheap values in the fear that families from other racial groups were moving in the neighborhood.

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On a normal scale, measuring the association between two subjects, one would assume gentrification and school segregation are not related in any sense. In fact, most would argue that school segregation ended in 1954 with the Brown v. Board of Education. This assumption would be incorrect. Deep within the American society lies a new kind of segregation that is neither talked about nor dealt with. Segregation is a result of gentrification—the buying and renovation of houses in deteriorated neighborhoods by upper-income families or individuals—thus, improving property values but often displacing low-income families.

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FHA that made RRCs an important condition of mortgage insurance continued to enact their policies to segregate white families to new and exclusive suburbs. Even after the courts prohibited explicit racial zoning, FHA believed that African American families threaten home value and their insurability. “the FHA took the position that the presence of African Americans in nearby neighborhoods was nonetheless a consideration that could threaten FHA insurability” (quoted in Making Ferguson, pp. 16). The effects of their actions of racial segregation persists even today in most neighborhoods. (Making Ferguson, pp.

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Then they’d bring in another black family, rinse, and repeat”. Buying the property at a low price, then selling at a high rate to lower income black families just to gain profit. Another example Coates uses is a black family in a white neighborhood, who had a cross burned outside their front lawn. Coates used pathos very well in this article. He wants the reader to understand the hardships that were created for

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By not providing loans to certain areas those areas continued to be impoverished. Without loans people were stuck in low income areas and could never claim a better stake in the American society. Escensilaly “redlining” kept people from obtaining the American dream that non-minority groups had the opportunity and means to obtain. The poverty of the area is not only is seen in the state of the housing, but also in the public facilities provided. In an article, in the Atlanta Backstar, Taylor Gordon states that “The lack of access to quality education in black neighborhoods is apart of a vicious cycle that leaves many people in the Black community struggling to fight off poverty”(Gordon, 1).

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