Ethics refers to your sense of right and wrong. I discovered several ethical issues in Maxed Out. In my eyes, the film shows an industry that thrives on making people fail. How unethical is that? Once again, I understand that businesses have to survive, but there are better ways to do so. If there was ever an unethical company, Providian is it. Providian defrauded millions of dollars from its customers. If I recall this correctly, in the film it had two entrepreneurs with a business called “People First Recoveries”. The two buy bad debt from all over the country in hopes of one day making huge profits and for them to attempt to collect their money they have peoples’ personal information they use against them. That’s another thing I found unethical.