How to Answer Life Insurance Medical Exam Questions
One of the important stages before people gets their life insurance application approved is passing the medical exam. A medical exam is a part where people will be asked about their medical condition and medical history. The information from this exam will help the insurance company to get a clear picture of the person; how their health condition and how do they lives.
The type of medical exam that people must pass is the physical part and the life insurance medical exam questions. This medical exam is very important, but this is not a test and people should not be worry about it. This is more to medical history information and people will only transfer their health information to the insurance
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It mostly consists of measuring the person's height, weight, blood pressure, heart rate, blood test and quick urine checkup. That is all, people don't have to stay in the hospital for a long time and within hours, and the test will be completed. For people who applied for larger coverage will have to undergo another test, including ECG. The ECG test is so simple and it will take only several seconds and people are done with it.
While the physical part of the exam consists of the current health condition of the person, the questionnaire part will reveal the medical history of the person. People need and must answer the whole question honestly and completely without missing any single part of it. People must answer the question in detail and don’t miss anything. The questionnaire will ask about everything about the people health condition such as eye health, chest, any medical concern and things like that.
When answering the question, people should answer it in detail. It will be better to pay it in detail and not less than that. The detailed answer should consist every single information such as the doctors who people were seen, the symptoms they have, the kind of treatment they take, the resolution and everything else. Describe everything in detail even though people think that the information is not important at all. Let the interviewer make the decision about which information is important and which one is