It is hard for a person who is not paid enough to put food on the table for the entire family. However, these questions continue to bother many, leading to health problems such as
People that are at the poverty line can’t afford to pay such high monthly premiums and as a result decline coverage as a choice. We also see the economic concept of self-interest within the article. Often times an imbalance in the health market is created when the younger generation who is usually health doesn’t feel the need to have health coverage. For young folks it is in their self-interest to pay out of pocket only a few times if needed rather than pay monthly premiums. In the end they’ll pay less than they would for having health insurance.
This is something that is happening all over our world today. People who need assistance will never receive it because of their position. Many people die each day to things like diarrhea and the cold because they can’t afford a typical check up. “Based on poor access to health care, 1 billion people have no chance of ever seeing a doctor in their life (Infographic).” This is a fact that even pertains to people in America.
Explain how your changes will impact those middle income families who want and can afford premium coverage. The changes and recommendations proposed above are not being put in place to stop those middle income families who want and are able to afford premium coverage from getting the type of coverage they want or decide they need. The purpose of these recommendations and changes is really to bridge the gap for low income families in terms of purchasing and receiving health care. However, these initiatives will impact middle income families, even though they can afford premium insurance coverage, they might not be able to access their chosen doctors due to increased demands on doctors (Atlas, 2015).
as well as many other families, the Affordable Care Act actually worsened their situation. The law forced the family to give up their insurance to purchase a plan from the government. Many of the these low income families can not afford to purchase one of the new plans or some may just choose not to. This, however, is not in their favor as uninsured people are required to pay an extra fee on their taxes. In the case of the family who was forced to give up their insurance, they qualified for Medicaid but wanted to see a doctor other than the one designated to them.
It can be quite prevailing for individuals to have financial problems towards health coverage. Based on the Health Affairs reference, “In the last decade, health insurance premiums costs have increased by 80%... whereas 58% of Americans report they are not able to seek medical attention due to high costs” (Gary Claxton, Matthew Rae, and Nirmita Panchal, et al). Statistics also present many factors exhibiting millions of individuals facing the risk of losing their insurance. Above all, health insurance is a basic health necessity. Medical services being available to everyone will benefit the public health not only with quality, but along with quantity.
The lack of physical activity, and poor diet habits can lead to more problems and money that they do not have to fix the problem. If the person lives in a poor community the education about health is poor. 4. What are some reasons for disparities in access to health care?
For both the uninsured group and those who are eligible for government assistance because of their low economic position, access to health is limited by the number of private providers willing to treat them. In many cases private providers are linked to particular private health insurance companies and won 't accept patients outside their network. These people must then rely on the overburdened public health system for care, and as such usually only seek treatment in emergencies. The public health system, while filled with competent staff, is nevertheless restricted by its funding and can therefore not always provide all these patients with the best quality of care. The inequality in health care access is a continuing issue in America and as such it is important for future consumers and workers on the Foothill College campus to have a thorough understanding of the issue so they can move to improve the problem in the
One of the things i found a bit surprising and a little alarming is if a person is healthy and can 't exactly pay for insurance for affordability reason then they may not obtain health insurance all together, also if a person has a specific illness or disease they are practically forced to pay high prices for their medication and appointments and monthly premiums and in turn may not be able to provide food for their families because they have to decide to but medications and try to stay alive or buy food and try to survive. Both interviewees seemed frustrated disappointed with the inequality of the health care system and the rates associated with receiving care and health care insurance. Something i noticed between the two was that they both were extremely passionate on finding a way for the United States to receive some sort of universals health care system that was inexpensive but preferably free. When the topic of cost came about they seemed to give detailed experiences dealing with the health care system and how it wasn 't affordable to them and how there were times they couldn 't receive the needed care get the needed
46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).
Some people view Medicare and Medicaid as people getting over on the government and not taking care of their responsibilities. There are many different things that Medicare and Medicaid provide to an enormous amount of people in the United States. Some of these people who receive these services are not lazy, they may have gotten laid off of a job that provided health care insurance and now they do not have insurance or employment. Other people may have been struck with a disability that does not allow them to work which leads to no health insurance.
Having accessibility to any form of healthcare is important to everyone in the world. Despite the fact that it is available to most countries, it does not mean that it is available to everyone. Being able to possess healthcare is seen as a gift in some parts of the world. In some countries, healthcare is free and accessible for all inhabitants, while in other countries one would have to pay for their own health insurance. Specifically, when focusing on Italy and America, there are major differences regarding their healthcare systems.
“Don’t Blame the Eater”, composed by David Zinczenko, discusses fast food being one of the main causes for kid's obesity. This article occurred in connection to two children documenting a claim against McDonald's for making them fat. In his article Zinczenko states, “I tend to sympathize with these portly, fast-food patrons, though. Maybe that’s because I use to be one of them''. That is precisely what he is doing, feeling for these children.
Have you ever seen the dirty, homeless people on the streets? Maybe if they had access to health care, they could clean up and look better. Nevertheless, if that homeless person could clean themselves up, they could interview for a job and start a new life. Major reasons for this is, it would save lives, in the long run it’s cost-effective, and providing free health care helps people gain access to insurance. Basic health care should be free to everyone because, it could save lives, in the long run it’s cost-effective, and providing free health care health people gain access to insurance.
There is a lot of room to rationalise this practice. Although formal care is not common initial therapeutic option, it is the source of care most patients turn to, especially when they believe having a chronic disease. Patients’ itineraries in this urban environment are complex; health managers should try and deal with this reality . The study indicates that poor patients face the same level of out-of-pocket payments as the more wealthy ones, hence the need for more equitable health care financing
