The Benefits Of Medicare

Some people view Medicare and Medicaid as people getting over on the government and not taking care of their responsibilities. There are many different things that Medicare and Medicaid provide to an enormous amount of people in the United States. Some of these people who receive these services are not lazy, they may have gotten laid off of a job that provided health care insurance and now they do not have insurance or employment.

Other people may have been struck with a disability that does not allow them to work which leads to no health insurance. Then you have the elderly population who no longer can work and whose health insurance may have come to an end. All these types of people need Medicaid and Medicare to provide the essential health

Medicaid covers prenatal and maternity care to ensure that healthy babies are being born, mental health care, necessary medications, and vision and dental care for children (Medicaid. Gov 2017). Medicaid provides a package only for children known as the Early and Periodic Screening, Diagnostic, and Treatment (EPSDT). This package includes screenings, preventive and early intervention services, and any necessary treatment to improve children’s acute and physical and mental health conditions (Kaisser Commission 2017). The EPSDT package is a great way to teach children early how to take care of themselves and maintaining to be health throughout their life. If you start off a child doing certain things as going to the doctor, getting regular check-ups, having open conversations about how they are feeling physically and mentally. This will prepare the child to become accustom to these things, and once they are an adult they will keep up with these health practices and regular doctor visits to ensure they live a healthy

This coverage is usually free and called premium-free Part A because this is something you pay into taxed while they were working. Medicare Part B also known as medical insurance covers services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services. Some people get coverage known as Medigap to fill in where original Medicare doesn’t cover.

Medicare Part C also known as Medicare Advantage includes all benefits and services covered under Part A and B, usually includes Part D which is for prescriptions, its run by Medicare-approved private insurance companies, and for an extra cost may have additional benefits and services. Medicare Part D also known as the Medicare prescription drug coverage helps lower the cost of prescriptions, is run by Medicare-approved private insurance companies, and may help lower the cost of prescription (Medicare.gov 2017). Medicare Part D is made up of larger portion of nursing home residents around 23 million Medicare beneficiaries are enrolled. The Medicare Prescription Drug, Improvement, and Modernization Act of 2003, ensured nursing homes to convenient access to pharmacies. There have been policies made to accommodate nursing home residents with the prescription drug program. All plans