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Health Care Policy Essay

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The issues that the private health insurance exchanges address is the distribution of insurance and how accessible, on one hand you have employee sponsored plans and on the other you have self-insured plans. One of the stated goals of the ACA was to improve access to an affordability of health insurance coverage for uninsured and underinsured (ACA an Overview). It is the centerpiece of the private insurance sector and by analyzes in detail in the ACA’s requirements addressing these issues. Each state has its own set of rules and regulations, resulting in wide variability benefits. Coverage requirements and regulatory oversight of health insurance coverage. Considering the private health insurance exchanged addresses other other social issues …show more content…

The GDP includes everything produced by all the people and companies that are in the country. Still, until recently, the tax breaks that employers received as a service for providing as a requirement for their employees with health insurance were evidently adequate. When used or considered in terms of private health care insurance it provides a roadmap for patient experience, they are a part of a patient decision-making process when it comes to choosing their health care provider. The U.S. health care system contributes $2.5 trillion, or nearly 18%, to GDP, the highest percentage in the developed world (Amadeo, 2015). Making is possible for all American easy to receive health care insurances at a reasonable rate. However, still a large number of citizens major complaints is that insurance cost is still above their budget. On the other hand the supplementary with the American Affordable Care Act take into consideration the low income of individual citizens. Economically individual prefer to spend their money on phones, iPads, tables and much more for the is not related to the care of their health. Yet one of the sources for most citizens is filing bankruptcy due to astromonmy medical bills due to poor health and no insurance coverage, and this is by

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The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their

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Introduction: Affordable health care, which is what everyone wants. In the documentary “Sick around the World” the host T.R. Reid travels to several countries to learn about their unique healthcare systems and how they work. Now in the United States we have the Affordable Health Care Act or what some people call the Obamacare which was passed into law on March 23, 2010 by President Barack Obama. (HHS). Since then it has been shrouded in controversy and debate among the American public and within members of our government system.

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However, when compared with other health care systems in the developed world, the U.S. is one of the few countries that doesn’t provide its citizens with universal coverage while also being the most costly (Dalen et al., 2015; Hirsch & Lyman, 2014). The individual mandate combined with provisions within the ACA guide the U.S. health care system towards universal coverage. Universal health care provides security to all people and it is in the best interest of public health. Despite the popular arguments made against the mandate, it is evident that it is not just economical but also, is in line with American values. The mandate ensures equitable health insurance for all which protects the rights of the American people to have access to quality health

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Affordable Care Act (ACA) is comprehensive health care reform law passed by President Barack Obama on March 2010, is also named as Obamacare. This act has 3 primary goals; first, make health insurance available to more people who are in the line of the federal poverty level, second, expand the medical program to cover all adults and third, generally lower the costs of health care. The law also aims to expand private and public insurance coverage, and regulating the insurance industry. This paper discusses about some of the benefit of ACA and drawback of the act.

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Background The Affordable Care Act (ACA) is officially referred to as the Patient Protection and Affordable Care Act was enacted into law on March 23, 2010. It is estimated that prior to the enactment of the ACA, 44% or 81 million people between the ages 19-64 were either uninsured or underinsured in the United States (Schoen, Doty, Robertson, & Collins, 2011). The populations most likely to be uninsured or underinsured are individuals with earning between 133-200 % below the established federal poverty guidelines (Schoen et al., 2011). Consequently, 80% of individuals with earning under $20,000-$39,999 were uninsured or underinsured (Schoen et al., 2011).

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The law that was intended to improve the status quo of health care has, in essence, caused a dangerous paradigm shift in health care costs. Fundamentally, the Affordable Care Act is a failed attempt to reduce health care costs in the United States. The Act was designed to increase affordability of health insurance for extremely low-income families; nevertheless, the Act exponentially increased health insurance costs for the majority of Americans. In America, majority rules-- why should health care be an

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Hence, the ACA utilizes a fiscal policy to influence the economics of health care, namely attempting to heighten coverage among Americans and change the dynamics of the health insurance in this country. In this case, lawmakers did not see reform on the supply side of insurance as enough and opted to create an additional tax on individuals to increase demand for coverage. Furthermore, the ACA imposed a tax penalty on certain businesses if those organizations do not provide a proper level of healthcare offerings to their

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According to the HHS(department of health and human resources) the ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions. This provision has helped millions of Americans with chronic health conditions access affordable healthcare (HHS, 2014). As mentioned by ncbi the ACA has implemented a number of reforms aimed at improving the quality of care, such as incentivizing hospitals to reduce readmissions and implementing value-based payment models. These efforts have led to better outcomes for patients and reduced costs for the healthcare system (McIlvennan et al., 2015). Ncbi brings up that while the ACA has faced criticism for its cost, it has also implemented several measures aimed at containing healthcare costs.

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Healthcare is something everyone needs and should be able to get, but right now that is not happening. In America there are millions of people who don’t have healthcare insurance. This is because some can’t afford the insurance plan. There are also millions more who have health insurance, but can’t afford using it. This means that they are paying for an insurance plan, but the deductibles are so high they can’t afford to go to the doctor.

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