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Impact of Affordable Care Act essay
Negative impacts of obamacare
Negative impacts of obamacare
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President Donald Trump has faced a tough opposition in his efforts to fulfill his campaign promise on health care. Trump had earlier promised that he will repeal the Obamacare immediately he took oath of office. However, things seem not to work to help him achieve his agenda within his first hundred days in office. But he needs to get the two opposed factions of his republican party if he is to succeed about repealing Obamacare. The two factions namely the conservatives and moderates are derailing the repealing process.
Affordable Care Act (ACA) has always been a major issue since it started in 2010. ACA promised to bring down the cost of healthcare, insured all Americans with low premium, and keep the plan they like. ACA’s goal was to make healthcare affordable to all Americans. Is it really affordable? Evidences show ACA hurt more people than it helps.
The Affordable Care Act, or also known as Obamacare, was signed into law on March 201o by president Barack Obama. Since the 1900’s many economist, politicians, and citizens have seen that the health system was broken. And the Affordable Care Act is one of the most far-reaching reform acts since Medicare was passed in 1965. Description of the problem that necessitated the policy Because many have seen that many citizens were not getting health insurance, many politicians have tried to implement a system that helps them get insured.
The Health Care Choice Act of 2017 (HCCA) is legislation designed to modify US policy related to the federal approach to health care. HCCA is designed to repeal the Patient Protection and Affordable Care Act (PPACA) and some provisions of the Healthcare and Education Reconciliation Act of 2010. HCCA also addresses the Public Health Service Act (PHCA) to support interstate healthcare coverage where a health insurer can insure from one state to an individual in another, and that the laws of the health insurer’s state are the laws which apply. The law exempts insurers from the laws of the secondary state (the state of an insured, if they live in another state than the insurer) (“H.R. 314”, 2017). The primary state has jurisdiction to regulate
Introduction ObamaCare is a US healthcare reform law that expands and improves access to care and curbs spending through regulation and taxes (ObamaCare Explained, 2016). Given my research on ObamaCare I believe that the future effect for employers will be pleasant because of the thousands of jobs it has created and coverage of your spouse and dependents until age twenty-six. Obamacare for Employers ObamaCare formally known as The Affordable Care Act purpose is to increase quality, access, and affordability of healthcare of insurance (ObamaCare Explained, 2016). The law requires United States citizens to obtain health insurance or pay a monthly fee (ObamaCare Explained, 2016). Some pros of ObamaCare is improves Medicare coverage, expands
The Affordable Care Act, or Obamacare as it is more commonly known, introduced several changes to the U.S. healthcare system. The most significant was the introduction of healthcare insurance for all Americans through an individual mandate. This meant that people who did not have any form of health insurance were required by law to purchase coverage from one of the new exchanges (Blumberg & Holahan, 2019). This gave people more choices and a wider range of healthcare options. The Affordable Care Act also introduced significant changes to how health care is funded in the United States.
The Patient Protection and Affordable Care Act was signed law March 23rd, 2010 by President Obama. The Affordable Care Act is a health care reform that provides Americans with insurance and makes it more affordable as well as giving the recipient more options for places to go. An example of this would be able to choose between four doctors instead of two. The Affordable Care Act also provides people of a wide age range with better options for health insurance. As a result of the Affordable Care Act, many uninsured people are receiving medical attention, young adults can stay on their parents’ insurance plans longer, and Medicare and Medicaid have improved plans.
One of these positives is the financial help that it gives to people. Since the Affordable Care Act helps to reduce people's healthcare cost, people will not have to pay as much out of pocket as they would had the Affordable Care Act been passed. This also means that since people will not have to pay as much out of pocket, they can use that money for things like bills and groceries. This pay reduction also offers help to “high risk” people. Since they usually need a lot of medical care, it will cost less for them.
Kenzie Simmons Mrs. Walker English 10H 3 March 2023 The Impact the Affordable Care Act Had On Healthcare in the US The Affordable Care Act (ACA) ensures that those with lower incomes have more access to affordable health insurance and generally lowers the costs of healthcare while also implementing different essential health benefits through insurance. This changed millions of Americans' lives for the better but also complicated the process of finding coverage and not so positively affected some Americans lives. The ACA positively impacted healthcare by making it more accessible, more affordable, and improving the quality of care.
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
.” Health reform has the potential to help by providing premium assistance and lowering out-of-pocket costs” (Schoen et al ,2011). Affordable Health Care Act 0f 2010 can also be referred to as Obamacare was implemented to help Americans to have access to affordable and quality healthcare services. It has drastically the number of uninsured and underinsured individuals. Those with chronic medical conditions on high bills with little income and are underinsured between 2003 and 2012 increased by almost 80%, although, they have an insurance plan with inadequate coverage which makes them open to costs they cannot pay.
= 2. Pros and Cons of Obama Insurance on Small Businesses The Affordable Care Act (ACA), also known as Obama Insurance, was enacted in 2010 with the aim of providing affordable health insurance for all Americans, including those who work for small businesses, amid the abundant insurance services in Homestead,
I believe that it has had a positive impact on the healthcare industry and on the lives of millions of Americans. There are several great examples as to how the ACA has benefited the American people. According to ncbi the ACA has expanded access to healthcare by providing insurance coverage to millions of previously uninsured individuals. According to a study by the Commonwealth Fund, the uninsured rate for working-age adults fell from 20% in 2010 to 12% in 2016, thanks in large part to the ACA (Borelli et al., 2016).
The American health care system has undergone drastic change in the last decade with the passing of the affordable health care act. This government policy has helped millions of Americans gain access to health care previously unavailable to them. The affordable health care act has also riven up the price of health care, raised taxes, and overburdened the health care system for those who receive government assisted
The ACA helped those in need be able to afford healthcare to treat their medical needs and the needs of their families. Before the ACA the US had roughly 46 million people without insurance. After implementation that number fell to around 26 million uninsured citizens. It was a great step in the right direction towards having universal healthcare, but it still was not enough and was met with it’s own set of challenges from those who didn’t agree with