Megan McCardle and Claudia Chaufan have brought many different opinions about healthcare reform. In “Liberals Are Wrong: Free Market Health Care is Possible" by Megan McCardle, she has argued that is not available for people to purchase the right and needed healthcare. Besides that, Claudia Chaufan has stated that people can purchase their own healthcare plans and also mentioned about the single-payer plan. Although having some shared ideas about health insurances, each of the authors had their significant concepts. Based on “Ken Arrow’s critique of healthcare markets”, Megan McCardle has indicated her opposition against him.
Before the Affordable Care Act, Health Care in the United States was obtained in multiple ways. Approximately 33% of Americans received their health care from Medicare which is Health Care for the elderly, Medicaid which is Health Care for the poor, Tricare, and VA. Privately provided Health Care accounted for 50% of Americans, and 16% of Americans were uninsured. 16% equates to about 50 million people. Two major problems faced in the American health care system before the Affordable Care Act, 16% of the population was uninsured and health care costs were rising rapidly.
Socialized medicine is a form of medical insurance that is available to all lawful citizens that the government covers. Throughout the United States 21.3% of the population receive benefits from the government due to their financial situation. Consequently, such benefits are not available for all citizens and may be difficult to qualify for. Moreover, Government-run programs are often cheaper, more administratively efficient, and even of superior quality than privately-run programs at the national level. If the United States began offering socialized medicine, there would be a slight rise in taxes in order to cover the 82 million dollars in costs.
Accessibilities to these kinds of services increase the overall health of the general population. With healthier people means longer life expectancies and an overall boost of the economy. It is well proven in medical studies that in a universal health care system, the standard of living of each individual is increased. Studies show that people living healthier lives allows for them to maximize their contribution to society. It is also known that Canadian citizens have the longest life expectancies in the world, higher than the United States of America by three percent.
The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market.
For us here in the United States, the focus will be on setting minimum standards across the nation without limiting individuals from buying higher coverage if that is their preference. In addition, individuals and families will be getting higher coverage, better access to treatment and quality health care. The beauty of this plan is that it works; many nations that use the single payer system with an explicit national health program allow individuals to purchase additional insurance or care using their own resources (Gruber, 2009). Unfortunately, the system in the United States does not quite work like that; many individuals are left in the lurch because there is no minimum standard that is acceptable across the board (Gruber, 2009). We have several extremes here in the States; one extreme is that millions of Americans have only subsidized health care coverage, another extreme is the
Why deny people care for their health? Overall the universal healthcare system would benefit the citizens of the United
The United States government is already very involved with insurance with Medicare and Medicaid. Medicare is already the second largest provider for insurance, covering 43.5 million in 2013. If Medicare and Medicaid was not available it would leave millions insured. If these millions had no insurance it would likely lead countless health problems in United States. These programs are specifically targeted to individuals who have no access to insurance or can not afford insurances.
The Constitution of the United States of America states that all Americans are entitled to "unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness," To effectively pursue happiness and live life, health is required. However, if not everyone is gaining access to their health because they can’t afford health insurance, then they are losing their constitutional rights. It also states in the Constitution that it is the responsibility of the people and the government to “promote the general welfare” of all Americans. “According to former Congressman Dennis Kucinich (D-OH), as part of efforts to "promote the general welfare," health care "is a legitimate function of government."” (Kucinich).
The United States is the only Western nation that does not authorize free health services to its people. The cost of healthcare to the uninsured is beyond prohibitive, and insurance plans are far more captivated with profit costs, rather
Main Argument: P1: The costs of health care would decrease if we have universal health care. P2: Universal healthcare needs to be available for everyone just like education is. P3: Having healthcare would allow individuals to get the health care that they so deserve. C:
As Bernie Sanders once said, “Health care must be recognized as a right, not a privilege.” Most developed countries choose to live by this quote while the United States of America chooses to go against it. Universal health care has benefits on multiple levels, whether it’s a single individual or the people in a whole. The U.S is one of the few developed countries that doesn’t offer universal health care to their people, yet the U.S spends more than seventeen percent of their GDP on health insurance. Many people believe that universal health care is a simple one solution problem, but the truth is that there are multiple forms of universal health care that provide all citizens with the health insurance they need.
Healthcare is important to the citizens of the United States. It is not, however, a right. Healthcare is a privilege that people work for among many other things. It must be earned like and when the government steps in to subsidize services, there is very little good that comes out of it. Obamacare wants to make healthcare affordable to everyone, even those with very little money but what the government doesn’t highlight is where that money is coming from.
Ethical Complexity of Distribute Justice and Rationing Medicine is a practice based on moral standards applied to clinical values and judgments, also known as medical ethics. Ethical values consists of beneficence, nonmaleficence, autonomy and justice. However, these ethical principles are affected when distributive justice and rationing of health care resources are implemented “…in a world in which need is boundless but resources are not…” (Scheunemann & White, 2011, p. 1630). The historic Hippocratic Oath described the four main principles of medical practice and established a moral conduct for clinicians. Beneficence demands that health care providers develop and maintain skills and knowledge, consider individual circumstances of all patients, and strive for the patient’s benefit.
But we already pay for healthcare in our taxes collectively and to insurance companies individually, and it's costing us dearly. We hear stories every day now about how someone died because they couldn't afford their medication or treatment. Of people suffering for years because they couldn't afford to see a doctor. We see the wasteland of suffering that our current system has given us, and we can't let the fear of change keep us from doing better, for all of our sakes.
