Summary Of Liberals Are Wrong

Megan McCardle and Claudia Chaufan have brought many different opinions about healthcare reform. In “Liberals Are Wrong: Free Market Health Care is Possible" by Megan McCardle, she has argued that is not available for people to purchase the right and needed healthcare. Besides that, Claudia Chaufan has stated that people can purchase their own healthcare plans and also mentioned about the single-payer plan. Although having some shared ideas about health insurances, each of the authors had their significant concepts.

Based on “Ken Arrow’s critique of healthcare markets”, Megan McCardle has indicated her opposition against him. The need of healthcare are predictable, and we are available to prepare for it, like she has mentioned in the article.

you can't always shop for health care.” One of those reasons is that “...health care's emotional component is not economically unique.” People may shop base on “an emotional basis”. Along with it, it is definitely unworkable for a person to get a healthcare plan if they are senseless, like McCardle has said “No, you can't shop for health care when you're unconscious, or when you're in acute or emergent situations.” Those argumentations led to a solution which both the federal plans and the free market. “Let's have a free market for the 70-plus percent of health care where market forces can most directly apply, and let's have universal catastrophic insurance for those situations where market forces work less

It depends on “multiple insurers and plans competing for customers.” When the coverage changes, people will struggle with “higher payments for increasingly restricted services”, which is even worse in many situations. Unlike McCardle’s solution is having both the universal and the free market plan for healthcare, Chaufan focused on just the free market one, which she continued to evaluating the pros of Medicare, or the single-payer system. First of all, it covers for everybody whether documented or not, on every needed services. Also, patients will have the choice in providers, which is more beneficial. The single-payer helps their customers saving more on financial side, like Chaufan stated that “Premiums and out-of-pocket costs are replaced with progressive income and wealth taxes. 95 percent of Americans pay