Personal Narrative: My Daughter
What happens when your son or daughter is a college freshman? “Getting Carded” by David Migoya tells the readers what exactly happens when your children come to college. “More than fifty-eight percent of college students said they saw credit-card marketers on campus for two or more days at the beginning of the semester, and eighty-seven percent of all students say they have a card, according to the U.S. Public Interest Research Group.” Credit cards are not a bad thing, but if used carelessly it can ruin your children’s future. “The worst problems come from overspending or maxing out credit limits—which typically are kept low to start—but from the fees associated with late payments or interest rates.”
According to Anya Kamenetz in the article “Generation Debt,” young people of today are struggling with high debt due to high educational finances and this is preventing them to move on as responsible adults. College tuitions are too high to pay that young people fall into applying for student loans, and have significant credit card debt with high balances. Most students are using their credit cards to pay for their college expenses and student loans; even their paychecks are being used to pay for college. I agree that many young people held back in becoming a full adult which they are doing everything they can just to continue their education. Even if it means to continue living at home with parents just to make ends meets and not being able to step in the “fully adulthood.”
College was always one of my biggest goals and something i do not plan on giving up on not even with the thought I possibly will be in debt during or after i get my college diploma. But this isn't the same situation for other young adults throughout the US, a lot of young adults don't even dream of college because of student debt. The thought of it alone almost made me feel like it’s something impossible. In this image unfortunately, I see my future and the future of a lot of my peers and family members .
When people think about college student?s financial status, they often think they are going to be broke from student loans. What most people do think about when it comes to college students is credit card debt. And if people do think about it, the students are often blamed for the debt because many people still think they are you kids who are irresponsible when It came to money. In the article, ? The Credit Card Company Made Me Do It? ?
College debt can have a crucial and long-lasting impact on students’ futures and life choices. Student debt lowers their credit scores and affects their future financial wellbeing, inflicts mental health
Adults and young adults after college struggle with paying off student loans and often do not have any help from government programs and they do not learn an efficient way or intelligent way to pay off the loans. A large number of adults and young adults struggle with debt after college because of how much they cost. Programs to help people with student loans often have an age deadline and some are not able to gain help or even learn about how to slowly pay off their debt. Even while programs try to help people they can only do so much and people still suffer from debt. Even after college adults still have student loans as this statistic shows, “58% of adults aged 18 to 29 years report having student loan debt.
The small town that I am from in North Carolina is predominantly white. And when I say predominantly white, I mean near ninety percent (NorthCarolina.com. N.p., n.d. Web). While growing up, it was common to be referred to as “that black girl.” It did not take a toll on my self-esteem until I started becoming aware of the negative connotation people were using in order to label me.
Many things make us love a person. Admiration, things that people do or say or qualities they may have that you would like to see in yourself but those kinds of feeling fade with time because we change. But true love is something more it's unconditional, the good, the bad, & the ugly no matter what it's there you can't run & you can't hide from it. One person in particular that I love is Lauren Alexis Hahn also known as Lexie. She's someone who means so much to me.
Note P To my daughter paisley My daughter! Wow, I never in a million years would have thought of saying those words.
I wake up in a closet. I don’t remember how I got here. The last thing I remember is being at Claire Brandon’s sleepover. It was pitch black; I put my hand on the ice-cold, bare walls, trying to look for a light switch.
for the goal Me Share my wife’s story of her reaching her goal My wife started going to college in 2004. At first, she did not know what she wanted to go to school for, so she was just taking her core classes.
Being just out of college and on your own is a scary thing, even worse when you're in debt for something such as credit card debt in this case. I was $10,000 in credit card debt and i got into this because while I was in college and I was careless with my money and credit card and never really thought about or worried about what it was going to cost me later on. While I was in school, I was always shopping, going out with friends, and eating out all the time. Now that I am done and have a full time job, this debt is coming back and it’s time to start paying it off.
The Only Child Since I was young, my mom has always said that ‘I have a single child. If I cannot raise you well, they will blame me not you.’ I cannot count that how many times she said this to me. Even though each time sentence structure and word choice she used are different, the essence is still the same. One summer, when I was sixth grade and had to take a high school entrance exam.
Learning to manage credit sooner rather than later holds big benefits. It seems as if getting a credit card is something that only adults should do. In reality, college students should be considered responsible enough to control a credit card. Credit card companies are not taking advantage of students and students should look into getting a credit a card because building credit early has its advantages, it can be a teaching tool, and being responsible with credit use can come with rewards.
I am a middle child, yet I am not the yelling, screaming, dramatic kid who strives to get others’ attention. I am probably the only middle child in the world who doesn’t hunger for the spotlight to shine on them as they act in idiotic ways to gain scraps of validation. I remember the very day that I became a middle child. Up to my sixth year I lived as the youngest child, bathing in the attention of my father.
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