Affordable auto insurance in McKinney, TX can be hard to find for many seniors on fixed incomes; but it’s something most have to find a way to fit into their budgets so that they can continue to have the mobility they require. If you are in your 60s, 70s or older and you’re in the market for auto insurance in McKinney, TX, here are some tips to keep in mind to make sure you’re getting the best rate and the best coverage: ✓ Review Your Policy If you’re retired and your income situation has changed, review your current auto insurance policy. It may not be the most exciting thing you’ll read this year but you’ll have some idea of what your premiums are paying for and if you actually need everything in the current policy. Your current policy is based on driving habits that may no longer apply like the number of hours you drive, whether or not you drive in high-traffic areas and the times of day and night you’re driving. ✓ Look At Your Vehicle …show more content…
Unfortunately, keeping an older vehicle can cause your insurance rates to be higher because older cars aren’t usually equipped with the modern safety devices that can reduce damage to the vehicle and lower the likelihood of injury to people inside the car. Airbags, crumple zones, safety cages, anti-lock braking systems and parking sensors are just a few of the features that auto insurance companies look for to reduce insurance rates. Although purchasing a new car may not be great for your budget now, it can pay off over time with lower insurance