Microcredit programs are advertised as a way to help poverty and also to empower women. People that are for these programs would argue that enabling women’s access to capital will not only benefit women but will enhance their economic activity. In turn, this would actually be benefitting the whole economy. Although many people think this is an empowerment movement, recent feminist theory has started to criticize this idea of microcredit. The idea comes from the idea of wealth transfer. This is “new imperialism”. I think the idea the author wants to get across discussing the Marx remark is the idea of making women and minority groups think they are receiving financial freedom by giving access to loans but in the long run it is accruing interest