Summary Of Till Debt Do Us Part By Mary Loftus Analysis

Gabriell Needham

Response Paper 3

“Till Debt Do Us Part”

“Till Debt Do Us Part” by Mary Loftus is a powerful article written to bring light to the effects that debt can have on a marriage. It is said that most adults begin a new marriage with at least some sort of debt that may have been acquired numerous ways. The debt someone enters a marriage with and how the couple deals with the obstacles predicts the success and longevity of the relationship. If partners are not honest about their debt, earnings, how they spend their money, and what they may invest in, a little debt has the ability to double and with double the debt comes double the marriage trouble.

This is a topic that I think about a lot. If I end up going to Physician Assistant school

If two people plan on sharing money they need to communicate and talk about how they want to and plan on spending the money in a way that benefits them both. If you are married, you shouldn’t have to worry about your partner's spending habits or worry about them spending all of the money in the savings account. This is where Loftus refers to infidelity and how individual interests can be put before the interest of the marriage and problems can arise. One example mentioned in the chapter was how a partner would react to finding out the other makes more money than they say they do and have a separate account. Loftus stated that the partner who was lied to may believe that the other partner may be saving up to leave or have some hidden agenda. I know that if I found out that my partner was hiding a bank account from me, I would be skeptical. It is completely understandable to have separate accounts but still allow your significant other the ability to see the balance. Hidden bank accounts may also signify a spending problem. With a separate account in solely your name, no one would know what you are spending your money on and you wouldn’t have to explain anything but when you start uncontrollably spending money from the joint bank account you are hurting your partner more than anything

I worry about marriage. If I had an enormous amount of debt, I would feel guilty sharing a bank account and having my husband help me pay back what I owe. I don’t want my husband to marry into debt, I want him to marry into a happy and financially secure life and maybe this thought is the reason people are marrying later in life than ever before. I don’t want to become a financial burden for the person I love. This leads me to the question that has been tearing me apart since I read this article. Is it fair to begin a marriage knowing you have more debt than you can afford to pay off by yourself? I would never marry someone because of their ability to provide for me but am I wrong to seek future financial security? I know that someday I will have a good amount of debt after I get my masters but my prospective career will allow me to pay it all back. So I feel as if a little financial help at the beginning of marriage isn’t the worst thing in the world if you can promise your partner the prospect of a bright financial future.

Marriage is a partnership in many aspects and Mary Loftus helps to solidify this thought. Loftus states that “Marriage is as much a promise of fiscal partnership as of sexual monogamy.” Being a faithful partner in every aspect will ensure a successful