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Xacc/280 Week 2 Individual Assignment

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The financial situation I see myself in consists of sharing a rented apartment with one other person—likely my sister or a close friend—and working at Badcock Home Furniture & More with an income around $14 an hour. Additionally, I imagine I would have a small side income based on my artistic works, but it wouldn’t not be too large due to the time each piece would take to create alongside a 40-hour work week. I do not imagine either myself or my roommate owning a pet or using cable television, and I know whoever I would room with would remain fairly frugal with their money. Furthermore, renting an apartment would reduce many of the expenses of living in a house, such as home improvement, repairs, and gardening. My cellphone plan is still under …show more content…

I only plan to have one large yearly vacation that I will cover out of my own pocket. The vacation will be within my means and more about traveling than staying in fancy hotels. The fancier vacations I do with my family are covered by my parents, so my plans for vacation are more simplistic. My budgeting for my recreation activities are light as well. I am a runner, so the most expensive aspect is paying for quality running shoes every few months. Depending how much running I do affects how long any given pair will last, but I budgeted for two-three pairs a year in the event that I begin training for a marathon.
From shoes to clothes, my personal expenses are lightweight as well. I am not one to buy new clothes all the time and go on crazy sprees, but when I do end up buying clothes it typically is a larger purchase than I would like. As for my other personal expenses, I know that I love to spend money on gifts for my friends. Either that be food or wrapped presents, I like to show my appreciation to others. However, I do not like getting haircuts often, but I imagine I would keep it in check for my job. I also would keep up with audio books at a $15 monthly subscription, and I covered similar expenses for

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