Argumentative Essay On Student Debt

With millions of people attending college each year, shockingly, only 66% of college graduates get jobs that require a college degree. For example, dental hygienists who make around $69,000 as an average salary, received a two-year associate's degree without going to college. A high school teacher in Ohio, Jillian Gordon says that she used to tell all of her students to go to college, however, after seeing how it turned out for some of her students, she now only tells some of her students to go to college. She advises others to go and get a job or a two-year degree. This way they can be successful and prevent student debt. In fact, most students finish college with an average of 37,172 dollars worth of debt. This puts 66% of students from public

Attorney Ian Rodier has had hundreds of clients with student debt issues. With 29 years in the field, Mr. Rodier has spoken at countless high schools to give his advice on student debt. He says, “Carefully calculate costs versus benefits.” Along with this, student debt can take countless years to pay off. For some people, they may only be forty years old when their debt payments are completed and college finally pays off. With the average debt of 37,172 dollars, the reasonable time to fully pay it off maybe twenty-one years. Along with the average interest rate, one would have to pay $277.44 a month! If one originally had to pay $37,172 with interest, one would have to pay $32,740.55 more. The fact that you are always indebted to someone puts pressure on many people. However, this can be easily avoided if you don’t go to college. There are also many consequences that debt can put on people if you don’t pay like being sued or having your wages garnished. Another option is for the debt company to hunt you for the rest of your life which are all things people don’t want. Student debt is easy to pay for if you have a plan on how to pay it back. Going to graduate school is a great example of that. However, if you don't know where you are going in life, and you waste your money on a degree, you will be paying back your debt for a long time. Due to this debt, college

That can be true, but 44% of people that go to college never get the additional money that was expected. According to the Bureau of Labor Statistics, going to college will raise up your salary around 1,000 dollars more than people with no degree. With this statistic, it easily shows that college is worth it because of the salary increase. The student debt may also not be as hard to pay back with this bonus as well. This case may be true, however, as stated before, 44% percent of those people will never get that extra 1,000 dollar bonus per week which demonstrates that college will never pay off. Along with this, the salary increase includes all people from college. This includes doctors, lawyers, and engineers so they would definitely have a salary increase. The statistic is so broad that it doesn’t show us the specifics of the normal college graduate. After all the years of hard work in college and thousands of dollars spent on education, college still stays useless for the 44% of people that never got the benefits, even though they worked so hard for it. Instead, they could have received a two-year degree with a high salary or could have started working after college at the same job and not have debt. College is worth it if you are going to graduate school, but for people that are going to get a regular job, that doesn’t require a degree, college is waste of time and money.