Hit A Deer With Your Car? Know About Repairing Your Collision Damage
In many parts of the country, deer crossing the road is a common hazard that you have to deal with. Your chances of having a collision with a deer is 1 in 169, with those odds doubling from October through December. If you were lucky enough to not completely total your car, you will need to repair the collision damage that was caused. Here is what you need to know if it happens to you.
Check With Your Car Insurance Company
Auto insurers handle deer collisions in different ways, so it is always worth checking with your insurance company to find out what your coverage is due to a deer collision. You may be surprised to learn that this sort of accident is only covered under a comprehensive policy rather than a collision policy. This is because a deer may not fall under the definition of another driver or an object that is immobile. Know if you have coverage, because it will ultimately determine how you get the damage repaired.
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If all you need is a new coat of paint, your car could be good to go after a few hours. If you need new parts, such as a broken headline, it could take some time to locate the part, order it, and have it installed.
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