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Paying Off Debt In College Essay

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One factor that is discouraging to American college-goers is the amount of debt that they will accumulate after they have gotten their degrees; specifically, the fact that students wind up having debt for decades, and they are forced to pay them, even if they do not have the money. In today’s society, it is normal for a college graduate to have more than $50,000 in debt; with debt like that, there is a fine line that marks the right way to repay loans and the wrong way (Black). If someone would attempt to repay loans the wrong way, he or she could still be stuck with paying off debt for decades, even if he or she is actively paying off his or her debt. Scholars note and attempt to argue that the act of paying off debt is cyclical, since “debt …show more content…

Typically, colleges have separate tuition rates, one for in-state and one for out-of-state. Undocumented immigrants and children of undocumented immigrants, however, are required to pay the out-of-state tuition, even if they live in the same state as the school. Wendy Ruiz, the daughter of undocumented immigrants. Ruiz lived in Florida for her entire life; is a registered Florida voter; and has a Florida birth certificate; yet is forced to pay a tuition three times that of her fellow classmates in the same position as her, but the child of documented immigrants (Santiago 104). This creates some problems, as there are many students in scenarios like Ruiz, who are attending “an institution that is supposed to defend education,” but instead, are being punished “for the sins of her parents” (Santiago 104). Colleges and universities exist to teach and inspire students to operate and function at their best, and yet these institutions are punishing these same students for the sins of their parents; something completely out of the hands of the students. This act by the schools describes the complete definition of

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