When I was working in Austin, Texas for a Swiss Bank, I was made an offer to move to Colorado to be an executive at a startup company. We would be the premiere mortgage servicer in the country. The offer seemed great but I had just build a new home and was doing well financially with the position I had. I was in corner office and my boss was in Salt Lake City. I kind of had it going on right where I was at and felt I had arrived in life. What I did know though that there was a probability of the site closing and moving to Jacksonville, Florida in the next 18 months. I lived in Palm Beach, Florida before but Jacksonville was like South Georgia as far as I was concerned. The loans would simply be traded like baseball cards. (Setzer, 2005, p.