The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
The Affordable Care Act “provides Americans with better health security putting in place comprehensive health insurance reforms that will; expand coverage, hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans” states in the Affordable Care Act article. The base of the Affordable Care Act is to help the middle class or financially unstable people get cost effective insurance. This is a major benefit for millions of people especially that don’t have a stable job, young adults and many with families to support, and people who retire and can’t afford paying so much money for medical problems. So with that being said, it will be a long-term benefit for millions to
The United States health care system is one of the most complex and largest systems in the entire world. The Affordable Care Act (ACA) changed numerous things concerning our health insurance framework and medical coverage designs. It has ensured that insurance providers can't cross out your scope in view of a basic oversight on your part. It has kept youthful grown-ups, younger than 26, on their parent's health insurance design on the off chance that they can't get protection for themselves. The ACA guarantees that individuals can't be denied benefits due to a previous condition, and it has finished lifetime constraints on scope for general benefits.
The Affordable Care Act The Affordable Care Act is a bill intended to increase the quality of health insurance and lower the costs that Democrats proclaimed would help everyone in the nation, regardless of their ability to pay and regardless of any preexisting condition they might have. Additionally reducing the number of people in the United States not covered by any health care insurance. The Affordable Care Act is the most comprehensive reform to the health care system since the implementation of Medicare and Medicaid in the 1960s. More than 190 years before that, when creating the Constitution, the founders of the United States worked hard creating a system of checks and balances as one of the most important principle aspects of Government.
There will be new taxes put in place for people with high earnings and also the health care industry. Some people are very close to reaching 400 percent of the federal poverty level (FPL), which is the limit of qualifying for Obamacare. Some may see this as going against their moral values or religion. And lastly, the U.S. is already in a debt. Why add more governmental programs when the U.S. is already struggling; it will just make the debt
Many think this will mainly benefit you if you are healthy. People have the option to purchase a lower more cost effective plan but in the situation you become sick then you might exceed the limit of your plan (1). Also, there is speculation that health care cost will rise at a faster pace than under the previous Obamacare. Of course there are other ideas on how to address the Affordable Care Act. Senators Graham and Cassidy would like to use the federal Medicaid funding and insurance subsidies to state block grants, allowing the state to design their own health care programs(1).
The Affordable Care Act In 2010, the Obama administration signed a law that ensures that every American citizen has access to affordable healthcare. The Affordable Care Act, otherwise known as Obamacare, is a law that offers people a discounted government healthcare program and assists people by lowering the cost if a citizen cannot afford it in their budget. Along with providing healthcare, the act also put restrictions on insurance companies, such as the insurance companies cannot drop or deny an individual with a preexisting medical condition. To add on, “the millions [who are] now insured [to Obamacare]” (McClester), are guaranteed coverage for a whole year, until they must enroll again for the next year.
Many people think this new law will make our country so much better while others think it will bankrupt our country sooner than later. Obamacare has some really good points. One, people cannot be denied insurance because they have pre-existing
The Affordable Care Act, also known as ACA and ObamaCare, was signed into law by President Obama on March 23, 2010. Since its implementation, the ACA has greatly improved the American health care system by reforming "health insurance, health care costs, and the delivery of care" (French et al.). But its main purpose was to reduce the number of uninsured Americans who were poor and could not afford private health insurance, and people with pre- existing conditions who were denied health insurance. The provisions that have had the most impact are the Medicaid expansion, subsidies, dependent coverage, and guaranteed insurance for high-risk people. As of 2015, 30 million people had insurance under these four provisions (Blumenthal
The ACA has been making advances in decreasing the amount of uninsured Americans and trying to minimize the amount of healthcare disparities. With the advances throughout history there is still a long way to
Affordable Care Act (ACA) is the healthcare reform law that is by and large referred to as Obama care. The U.S department of health and Human Services states that, “the Affordable Care Act puts consumers back in charge of their health care. Under the law, a fresh “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices concerning their health”. To ensure that Americans get more health care right and the protection Affordable Care Act aims at regulating regulates private insurance. It is argued that the cost of the Affordable Care Act outweighs the benefits and that some groups benefit more than others.
A few of these benefits include: comprehensive coverage, lower prescription drug costs, coverage for young adults, and no problems for people with pre-existing conditions. The new ACA have required that health plans cover essential health categories. These categories are hospitalization, mental health, maternity and child care, and substance use disorder services. The array of coverage helps people who are starting a family, getting help for an addiction problem, and even testing and treatment for mental problems. Prescription drugs have gone up a little every year.
Now insurances are responsible with providing summaries of benefits so people can compare before they buy into a plan. Insurance plans are required to offer essential health benefits such as emergency, laboratory, outpatient, and preventive services to all members. They would have to offer prescription drugs under their plans. The ACA required all citizens and legal residents to purchase a health plan if they could afford it. If people declined to purchase insurance they would be fined.
When it comes to the extensive history of healthcare there have been different outcomes between people with or without insurance. There are some people that must rely on Medicaid to help with the coverage of their medical bills. The general goal of the Affordable Care Act was to extend the coverage to millions of uninsured Americans and controlling the growth of health care costs. Unfortunately, the Government says that they will be replacing the Affordable Care Act with something bigger and better. The Government should not be able to repeal the Affordable Care Act because it could cut Medicaid for the poor, pregnant women and even be unaffordable for the middle-class families who cannot get insurance through their jobs.
I believe The Affordable Healthcare act, otherwise known as Obamacare, is no good for America. Insurance premiums are on the rise, people who can’t afford healthcare are being penalized for not having it, and the regulations within the healthcare act are forcing people to purchase a product they do not want or need. Conceptually Obamacare seems to be the ideal solution to the skyrocketing costs of health care. This is due to the fact that Obamacare offers “cost assistance and affordable premiums through the health insurance marketplace” and various other benefits as the upcounsel website explains it. According to an article written by Tyler Durden, it’s quite the opposite.
