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Obamacare Argumentative Essay

590 Words3 Pages

I believe The Affordable Healthcare act, otherwise known as Obamacare, is no good for America. Insurance premiums are on the rise, people who can’t afford healthcare are being penalized for not having it, and the regulations within the healthcare act are forcing people to purchase a product they do not want or need.
Conceptually Obamacare seems to be the ideal solution to the skyrocketing costs of health care. This is due to the fact that Obamacare offers “cost assistance and affordable premiums through the health insurance marketplace” and various other benefits as the upcounsel website explains it. According to an article written by Tyler Durden, it’s quite the opposite. Durden claims that the problem with Obamacare, is that no one predicted the number of claims that would be received. Effectively since people no longer have a choice of living without healthcare, and …show more content…

Not exactly ideal, especially if Obamacare is meant to benefit mostly low income families as upcounsel claims. Although the overall number of uninsured Americans dropped drastically, its not enough to say Obamacare is success. In 2013 the median household income was $51,939 according to census.gov. Over 13,000 Americans within that particular income range were uninsured, that’s 18.7% of households. So what happens to that 18.7%? Well they get penalized for not having something their income cannot afford. What’s the penalty? Information from the healthcare.gov website explains that the penalty in 2015 for not having coverage is 2% of your yearly household income, or $325 per person (162.50 per minor under 18). Good news? Or not so good news is that they can only penalize you with so much, BUT they use the higher of these two amounts to penalize you with. Yet for a family with that income or less, it is a significant amount. If that’s not enough, the penalties are estimated to increase for 2016, to 2.5 of yearly household income, and $695 per person (347.50 per

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