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Pros And Cons Of Obamacare

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“We have to pass the bill so you can find out what is in it” said Nancy Pelosi. “If you like your current coverage, you can keep it” said president Obama. Obamacare was signed into law March 23, 2010. This new healthcare law was passed to give all Americans insurance coverage, make sure they cannot be denied by insurance companies and make sure all Americans have preventive care benefits like check- ups and immunizations. It is supposed to be the best thing ever and change our country tremendously. Many people think this new law will make our country so much better while others think it will bankrupt our country sooner than later. Obamacare has some really good points. One, people cannot be denied insurance because they have pre-existing …show more content…

For example, there are about 21 new taxes to cover the cost of Obamacare. Small and large businesses must offer affordable insurance for their employees or they will be penalized. This can cause millions of uninsured employees because some businesses are not going to able to afford the cost of insurance premiums. These people will be required to get insurance through the government if their company is not able to offer coverage. Also, now that everyone has insurance, people will go to the hospital and doctor more. While that is a good thing for some people trying to get a job at a hospital or doctors office, it also drives up healthcare cost. The government will help you pay for your insurance if you can not afford it. People with low incomes will be put on medicaid for insurance. It is estimated that 900,000 Alabamians already rely on Medicaid; Obamacare could increase that number by 500,000. Not only does this mean the Medicaid rolls will be longer, but means all taxpayers will be paying more taxes to pay for everyone to have insurance coverage. Anytime you force people to buy something its going to cause the quality and quantity to go down. There is a doctor shortage as it is, but Obamacare will make a visit to the doctor a bigger ordeal than it is now. How long will it take to get an appointment when EVERYONE is going to the doctor now? The doctor visits are now going to be limited on …show more content…

Also those of the working class will be taxed more to cover the insurance for those who can not afford insurance. Before the law was passed Obama promised that the health insurance for the average family of four was going to decrease by $2,500 but since the law has been passed it has increased by $3,000 so

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The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.

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But Obamacare, it turns out, has done a lot of good. It guarantees that people with pre-existing health conditions cannot be rejected by insurers or charged more than others. It has reduced the number of uninsured people by twenty million. It has increased access to primary care, specialty care, surgery, medicines, and treatment for chronic

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ObamaCare, or the Affordable Care Act (ACA) is a health care reform law introduced by President Barack Obama. The ACA expands and improves access to care for Americans by making health insurance more affordable and regulating the health care spending in the country. ObamaCare offers Americans many benefits, rights, and protections regarding their healthcare, improves Medicare, and expands employer coverage. Democrats really like the idea of Obamacare, they have been wanting quality, affordable healthcare that is available to all Americans. Democrats have fought for decades so that Americans can have basic security in regards to healthcare.

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The need for a national health care is a necessity in the United States, and current laws should be maintained and reformed to meet the medical needs of its citizens. Obamacare or the Affordable Care Act is a federal program that provides and demands insurance be given to all citizen without discrimination. Obamacare is a policy that must be kept and constantly updated to fit the medicinal needs and keep health insurance at a much lower expense. This is a liberty that needs to be provided by the government to keep healthcare affordable and obtainable. It should not be deprived from the people.

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As I am sure you are aware, President Trump has recently moved forward with his plans to repeal Obamacare, also known as the Affordable Care Act (ACA). This act, signed into law in 2010, has provided, as the name suggests, affordable health care to Americans. Along with this new accessibility, ACA also made it less likely for someone to be turned away due to preexisting conditions as well as provide tax credits to lower income participants. According to Tami Luhby of CNN, “a total of nearly 30 million people would become uninsured if lawmakers repeal but don’t replace Obamacare” (23). On top of the possibility of losing Obamacare, in the most recent budget report, Medicaid is facing a one trillion dollar cut over the next decade.

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The point of healthcare is to have good accessibility and affordability with quality. The way Donald J Trump is going to fix this is by letting the trained professionals and the people become in charge of the decisions and not the white house. Making Trump Care a better way of solving this problem, and the Congress are urging and creating a bill that interprets all of the people's needs. Many of these laws and acts that Barack Obama made were faulty or

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ObamaCare has a lot of benefits that most people don’t even know about because people are always quick to talk about the negative before the positive. For example, it allows young adults to be under their parent’s insurance plan until you are the age of 26 and who wouldn’t want to have the responsibility of dealing with insurance until that age? This added three million previously uninsured young adults. Another advantage to ObamaCare is that it stops insurance companies from denying you coverage or even charging you more based off of your health status (ObamaCare, 2015). ObamaCare is requiring large businesses to insure their employees as well as helping out small businesses with a tax break for offering insurance to their employees as well (ObamaCare, 2015).

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Although it was signed into law back in 2010, people had a deadline, which has changed twice, in which they were supposed to purchase a healthcare plan either on their own, or through healthcare.gov, which offers low rate insurance plans (obamacarefacts). The law was not totally in place until this past February, but people are still able to purchase healthcare through healthcare.gov. The law is very well rounded and it stands for a good cause. The people who cannot afford the healthcare really do like the idea of having reduced rates so those who cannot afford healthcare can now somewhat afford it at a reduced rate (sba.gov). Those not being able to be treated for injuries or illnesses now do not pay completely out of pocket, but are helped, and can be treated instead of having to deal with the issues they are having.

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Prior to Affordable Care Act, individuals and families had an option to live without having an insurance and they didn’t have to worry about paying penalty. It is putting a lot of pressure to doctors, as a result, causing doctor shortages in the hospital and community. Government is interfering with the decisions doctors make and dictating how they practice medicine. Repealing and replacing the Affordable Care Act will benefit those individuals who

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The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

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One of the touted benefits of Obamacare was that it would make health coverage more affordable for everyone. This is obviously not the case, as states like Georgia and Minnesota will likely see premiums rise over 30% of their current value (Bandler, A. 2017). Finally, the Obamacare mandate that everyone be covered by a medical insurer means that more sick and elderly people are seeking coverage, driving up costs of all health insurance across the board, including to the young and healthy. As the population continues to age, this problem will grow

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Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.

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Henceforth the different states will determine whether to accept or decline the federal organisation funds for extensions and advance the states healthcare programs. In most cases the obamacare will negatively affect the states because the costs of healthcare will be more expensive and the rising of private insurance. This will be expensive for the people living in those states to afford the private insurance especially for those relying on employers for insurance.

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