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Should everyone go to college essay
Negative effects of student debt
Should everyone go to college essay
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More handpicked essays just for you.
Should everyone go to college essay
Negative effects of student debt
Should everyone go to college essay
Don’t take our word for it - see why 10 million students trust us with their essay needs.
Mike Patton’s article The Cost of College: Yesterday, Today, and Tomorrow argues that the overall expenses involved in college education have been heavily inflating over the past few years and if we don’t help slow the accelerating pace, the economy could crash or collapse. I disagree with most of the points brought up in this article. Patton mentions that for the majority of the middle class who doesn’t bother to earn a scholarship or military benefits, “a student loan may be the only option” (Patton, 2015). However, I believe that with true dedication and perseverance towards one’s dream career, getting a scholarship is easier than one would think. Even if the student were to fail receiving a scholarship, other options are possible, such
Some students will be paying off student for the rest of their lives, or have as much debt as a small house. Steinberg argues that debt is not good for you and some students won’t graduate and be in debt without a degree. College graduates sometimes struggle to find work and feel overqualified for jobs they do accept. Leonhardt argues that college is an investment that pays off down the road, the "true cost of a college degree is about negative $500,000,” Leonhardt declares. The wage gap between those with a degree and without a degree continues to grow and was at its highest as of 2014.
“Is college still worth it” is a news article by Brian Kelly and he evaluates the pros and cons of both going to college and not going. Brain however does give more information as to why going is the better bet which leads me to believe he believes going is still worth it. Brian argues that it is better to go to college because of both the social gains and the finical gains and argues that despite the debt it is still worth it and people are better off in the end. First, he discusses the physical cost of school. He goes into detail about how college graduates will make more money in their life time and thus will have the ability to pay their debt off.
When looking at what college is right for someone, they need to consider the financial situation of their household. Scholarships are big right now and a lot of people are receiving full rides for their academic achievements. But, if someone cannot afford the college they wish to attend, they need to figure out student loans and if they can work it out. Being knee-deep in college loans after graduating isn’t always the smartest thing to do. According to “What’s Driving College Costs Higher” by Kevin Carey, “The debate reflects the growing concern over the
Argumentative Essay: Embracing College Debt "By making college unaffordable and student loans unbearable, we risk deterring our best and brightest from pursuing higher education and securing a good paying job" (Pocan, 2016). High school seniors advance into college with little income and no knowledge of managing large expenses. Although college incurs significant debt, it has positive lifelong benefits such as a better job, higher salary with benefits, and obtaining an opportunity for a fuller life. College graduates tend to have better employment opportunities.
Some people argue that student loans are a good thing that can help students earn a degree to pay their debt (Delisle and Gurantz). In 2008 and 2009 it was said that students who “borrow more, increased bachelor’s degree completion rates, and led to significant long-run improvements in earnings” (Delisle and Gurantz). The authors believe that student loans help them earn a degree and ultimately pay off their debt. Although correct, there is much more risk and problems than just receiving a degree and paying off the loans. For example, one may not like their major and waste the money used to pay for college, or one may not succeed.
Most people give thousands of dollars for college and come out with loads of student loans. As the world evolves, so does the amount of money for college. “Much to the working class’s disadvantage, the cost of higher education has disproportionately risen in comparison to the income of average Americans.” (White) As this generation gets to the point of what they want to major in and what their future career will look like they have to take into consideration the money they have.
Loans allow receiving a college education seem like a smoother process considering that such a hefty amount to pay is divided so that it can be paid for in moderation. Despite the fact that it’s split into many payments, it’s still a large quantity all in all so unless indebted students aim for high income jobs, there would many years of difficulty to come after college. For this reason, undergraduates make it their goal to go after jobs which would prevent them from being constantly pressured to pay off debt. Thus, student debt is both a crisis and a reason to encourage persistence towards greater ambitions (Hillman, 41). It is a tremendous thing when a student seeks to be financially comfortable or even rich in the future but not when it is for the wrong reasons.
Many Americans have to pay as much as sixty thousand dollars or more to obtain a bachelor’s degree. Millions of Americans go into major debt to attend college, which makes it harder to start a family, buy a house, and save for retirement. Many Americans that go to college are in debt for the rest of their life. This makes many people not go to college to avoid the cost and debt. The cost of college in America today takes away thousands of citizen’s dreams to get a degree, and have their dream
In sum, then the issue is whether the threat of unemployment after racking up a substantial amount of debt or college prepares undergraduates with more than wages or a career. My own view is that education should not be limited to cost, it transcends beyond literal money and provides for life in more
The value of college debt is almost equivalent to developing a small business instead “a co-founder of PayPal, will pay each of the 24 winners of his fellowship $100,00 not to attend college for two years, and to develop business ideas instead” (Source E). If more than 24 people did that for themselves, they could make a good investment instead of a risky one towards college. Wanting a higher education means that, “Students today, are taking more debt, and recently tightened bankruptcy laws make it more difficult to shake that debt” (Source E). Therefore, making a useful investment, instead of a risky one can help get rid of debt quicker and
At (blog.uncollege.org) it says, “The cost of college has skyrocketed in recent years. Attending a decently ranked university can easily cost upwards of $100,000.” Some People thought of not spending money on college but to go skip and go straight forward into life. But what I’ve seen in the success of college, are things that you earn and get rewarded for and you live life way easier. There is more to it than just getting a great job and getting more money after you graduate from college.
Is earning a college degree worth the debt that you might incur? I recognize myself as incredibly blessed with the opportunity that I have regarding payments required with college. All the expenses of my time at college, not including books, will be settled for by my Father, and for this I am truly grateful. Nevertheless, I began to contemplate the other high schoolers who do not have this opportunity like I do.
This makes the student think if college is an investment that is even worth it. Most people are spending at least $50,000 on their college education and high school students can’t even begin to
Ultimately, colleges put higher education on a pedestal, which in turn makes job requirements steeper. This raises the price of supposed “basic” education, while not increasing pay for jobs. With a focus on specialized education for low-paying jobs, and consequently less income with more debt, colleges cause long-term financial problems, showing a complete disregard for the actual well-being of the student and their future, which is why students should examine other possibilities to secure their