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The Pros And Cons Of College Debt

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One of the biggest issues our society faces today is paying for college. College tuition alone is expensive, but then they want you to pay for books, room and board, and basically to give up your first born child to go to school there. It is a hassle in itself to meet the certain criteria that colleges ask for. If you can get a full ride somewhere, you have to be Albert Einstein. It is all such an intimidating process once you get there, I’m sure. You’re starting a whole new life; hometown friends, family, and pets are left behind. You don’t want to start this new journey out on the wrong foot, but you already are sinking into college debt, which automatically adds stress to the next four years. College should be some of the best years of your
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Hello, Professor Gray, The lost loan repayment plan would have a positive impact on the taxpayers by working with your loan servicer to choose a federal student loan repayment plan to make loan payments more fordable giving the loaner more time to repay their loans based on their income. Student loan debt is referred to as installment debt, which means you have fixed payments for a specific period of time. The interest you pay on your student loans is tax deductible that would put additional funds that could be used to purchase items that would increase spending with will help build the

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In the short story A Lifetime of Student Debt? Not likely. Written by Robin Wilson, he goes into detail of the crises of college debt in the United States. The first point being made is on how students over barrow student loans. Some of the students come from low income families, and they are the first generation to ever attend college.

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I agree with the goals of the affirmative side. But, we need to provide relief for new college graduates. But this bill doesn't get us there so please negate. If we want make a cushion for the students, then we need to make a bigger one. The national student loan default rate, 11.8 percent a year ago, stands at 11.3 percent.

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So you're thinking about going into debt for college. Personally I think this is a horrible idea. What if you don’t get a job in that field? What if that job doesn’t pay enough? Student loans don’t easily go away.

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Many people dream of a life filled with riches, but that dream is hard to obtain without a college degree. It is somewhat ironic how people dream of being a successful student and going to college but the cost of tuition turns that dream into a horrible nightmare. It is not a shock to most people when they that college tuition is expensive, but in the past few years it has increased to an all-time high. Lower and middle class students have now begun to realize that college tuition is holding them away from their dreams. Even though college tuition could provide opportunities for job creation and economic growth, tuition is not affordable for the average American household which in effect, prohibits students from taking opportunities like going to college in the first place.

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College is one of the most significant times in a person’s life. Every year high school kids will visit many different colleges so that they can be confident in their college decision. Some kids will follow in their parent’s foot steps and base their decision on where their mom or dad went, though, not all kids are fortunate to have help from their parents. Many kids nowadays may be the first in their family to take on higher education. The article, “First Generation College Students: Unprepared and Behind” by Liz Riggs explains that kids who are the first in their family to take on college are at a disadvantage compared to kids with parents who attended college.

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Education is widely regarded as a key factor in the economic and social development of a country. With the extremely rapid development of the society, in order to enhance their competitiveness, increasing young people choose to accept higher education. Yet, there are different attitudes about whether students should pay or not. Some people regard education as a basic right, which should therefore be provided free, while others think the individual student should have to shoulder some of the costs of his or her education. According to Matt Bruenig’s Dissent article “The Case Against Free College: Free college is paid for by the working class people who don 't attend”, Bruenig against the free college because it seems more fair and benefit to

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You must understand that most people that go to college do not get the degree they want in the timespan they are hoping to get it “only 21% of first-time, full-time students earn an associate’s degree within three years” (Weise). many people don 't finish college even when paying all the expensive costs ,“The 2013 6-year graduation rate for first-time, full-time undergraduate students who began their

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From the time we start our careers as students in school, we are told that in order to gains success in life we must attend college. That after high school, college is no doubt the next step we should be taking. Yet, for most students that are not wealthy this goal is almost unattainable. If the majority of students can’t afford tuition, then why is the tuition rate so high? Its certainly not an accident.

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Reducing College Tuition College can either be a rude awakening for some students or it can be an opportunity for higher learning, but the goal is the same: to obtain a higher education and become successful. The purpose of college is to open people’s minds to new thoughts and ideas. Higher education offers knowledge and wisdom, but most of all, it offers experience, which is what people look for and desire when they think about attending college. Unfortunately, there is just one barrier keeping people from obtaining higher education, and that barrier is the price tag of college tuition.

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Society often believes college is a necessary experience for a better future, but I argue that the future will not be any better when student debt becomes a part of life for those who follow that mainstream belief. Most parents often dream of the great colleges and universities that their children will get accepted into; however, they fail to think of the cost to attend those institutions. Financial aids! Financial aids! Yes there are financial aids that students can apply to lessen the student debt.

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At (blog.uncollege.org) it says, “The cost of college has skyrocketed in recent years. Attending a decently ranked university can easily cost upwards of $100,000.” Some People thought of not spending money on college but to go skip and go straight forward into life. But what I’ve seen in the success of college, are things that you earn and get rewarded for and you live life way easier. There is more to it than just getting a great job and getting more money after you graduate from college.

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College is one of the most important and life changing times in the life of an American. Leaving high school behind and venturing out to the adult world is an amazing experience that every individual should experience. However, young adults from every corner of the country leave college with crippling debt or do not go to their preferred college of choice. College education should be cheaper as it will help families and students financially and give them the satisfaction with having the opportunity to go to their first choice for college.

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There is many people that go to college, but because of the cost they don't get through college. The elevated costs of college cause not only students to struggle paying for college, but also to struggle financially paying for college when they are done. In many cases, after graduating, young adults who don’t find a job will become poorer, increasing the gap between the rich and the

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Student loans have always seem to be a controversial topic. Many people are in agreement and disagreement over the opportunity to student loans. Student loans can be a great advantage to many students, but it can also drown them in an immense debt, that will follow them for many years. The more we analyze this perspective, we are able to distinguish the advantages and disadvantages of student loans. There is a variety of perspectives on student loans, some involving annual salaries, interest rates, and commodity.

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