Obamacare, like many other reforms, has plethora of strengths that convinced the government to ratify it into law, however, PPACA also has many shortcomings that overlooked the biggest problem of all time: high cost. The increase in health cost has outplaced the rise of national income making it difficult for people to afford insurance. Medicare insurance, by design, is flawed where providers are reimbursed based on the volume they serve, which translates to overutilization and inefficiency, adding to the high cost. In addition, Medicaid inflates cost as well by giving the control to the states, giving rise to inconsistency and no incentive for both parties to check each other. Moreover, the tax exclusion for employer-based insurance escalates
Medicare is not an example of socialized medicine because socialized medicine is a system in which the government has control over all the systems. The systems requires public funds that the government gains through tax dollars. This systems tend to eliminate insurance companies which causes them to gain profit in the process of providing health care. While Medicare is still publicly financed; it gives those individuals who are insured to receive services without any
Can Obamacare/ACA be repealed and replaced with something better? Yes, it can, but the failures and possible fixes need to be addressed. There are four items that need to be fixed: Costs: Costs for employers in the market have gone up considerably since the law was signed in 2010. Deductibles keep rising, too, especially for Obamacare exchange plans.
The external environment around Obamacare consisted of the citizens of America as well as the politicians who represented them. Americans up to 2010 were not receiving the health care they so direly needed. A population recovering from recession in 2008 coupled with high medical costs, led to a concerning amount of Americans not getting the medical care they need. In 1999, 9% of the American population did not get the health care they needed because of cost; this number jumped to 15% in 2009. This problem was even more evident for the numerous Americans who were uninsured.
Before President Barack Obama, there have been many other presidents (good and bad alike) that have tried to reform and expand health care. Presidents such as Harry Truman, Richard Nixon, Bill Clinton, and Lyndon B. Johnson have all tried to expand health care during their time in office. Obama has been the first to finish the ongoing project of his predeccesors. With the passage of the Patient Protection and Affordable Care Act, President Obama had to deal with huge criticism from the Republican Party and the citizens of the United States. Since Obamacare has been ruled constitutional, people everyday argue about whether Obamacare is good or bad for the country and themselves.
Some analysts do raise concerns. Many young people could drop their ACA insurance and venture outside the markets established by the ACA. Under an executive order from President Trump, insurance companies were encouraged to establish out of ACA market plans that would be enticing to young people. While these plans do have the potential to be cheaper, it comes at a loss of quality of care. Many of these plans do not cover the same treatments that their ACA plan would otherwise cover (All Things Considered).
The recent debate about health care has been argued since the early 1990s with the introduction of the Clinton health care plan of 1993, which was pushed by the former First Lady, Hillary Clinton. In the most recent arguments about the state of the United States’ health care system, and repealing and replacing the Affordable Care Act, the Graham-Cassidy health care bill is the newest in line to help reform the health care system to make it better for the government and for the citizens as well. Although, the bill has not come without its own internal and external criticisms as well. There are two opposing viewpoints either than the Graham-Cassidy bill is not doing enough for the free markets or that it is going to harm the current status quo.
Medicare and Obamacare have made considerable changes regarding the medicine that is being provided to Americans. The Medicare drug plans that are given use something called a formulary which is a list of drugs that are covered with the plan that each person might choose for themselves or their families. In contrast, Obamacare does the job of totally abolishing the so called “donut hole” that was created by Medicare and instead makes the drugs that are offered incredibly more affordable for Senior Citizens. Weighing the two together is a good way to decide which would be the better in regards to medicinal practice for me after graduation. I’m currently in the Pre-pharmacy School and it is imperative for me to understand why and how Obamacare
The Affordable Care Act was enacted by the former Pres. Obama in hopes to provide the American people affordable health care and improve their health (Harkness & DeMarco, 2016). That said, we have to consider the population affected when developing healthcare policies. We have to consider the diversity of the population, such as cultural background, race, and means of living. Is there an influx of immigrants in the community?
Interning last year at the Puerto Rican Family Institute clinic in Brooklyn, provided a personal insight on how limiting, frustrating, and influential insurance plays with receiving high quality care. Most clients served were from a lower socioeconomic class and covered through Medicaid. Insurance plays a big part on how services were delivered and what staff are expected to do. I am very familiar with the government funded healthcare because I worked for the county for several years prior to attending graduate school, as a case manager for the TANF program. Medicaid is a government funded program that cover families and children everywhere in the U.S. and has many flaws with the way that the policy was written and implemented.
Public Administration- The Good, The Bad, The Ugly White House Issue On March 23, 2010, President Obama signed the Affordable Health Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices (whitehouse.gov). Some important facts about the Affordable Health Care Act are: Consumer Rights and Protections, More Affordable Coverage, Better Access to Care, and etc. This law helps citizens by bringing down health care costs and making sure your health care dollars are spent wisely.
Medicare is a federal government health insurance program for individuals 65 or older, under 65 with disabilities, or any age with End Stage Renal Disease of ALS. Medicare Part A covers inpatient hospital stays or skilled nursing facilities. Medicare Part B covers physician visits, outpatient services and some preventive care. Medicare Part D is the prescription drug coverage. Medicare Advantage (Part C) includes Part A, Part B and usually Part D depends on the coverage you choose.
Turning age 65 can be considered a milestone in one’s life. During this time one may have to make lots of decisions. One major decision that has to be made is the choice of which Medicare options to choose. This can be very difficult if you are unsure or really don’t know much about the different health insurance plans offered through Medicare. There is Medicare Parts A, B, C, and D as well as private insurance.
There is something wrong with the health care in America. People who live abroad in other countries understand there are issues with the United States health care system. According to “The Lancet”, the journal in the field of global health, “Fifteen percent of the population of America, or 37 million persons, have no health insurance or coverage (the highest in the industrialized world), one-third are children under 18.” So if they would fall ill, they could become bankrupt by paying out of pocket for medical attention. It would be better to change the American system to be more like the Japanese health care system.
Healthcare in the United States is in desperate need of reform. There are several rationales to further explain this proposition. As an illustration, the Declaration of Independence states our unalienable rights: life, liberty and the pursuit of happiness. In other words, every individual should be entitled to healthcare as it preserves life and promotes the general welfare. The federal government should, therefore, enact a program of universal health to better protect and serve all of its citizens.
