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The Pros And Cons Of Universal Healthcare

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A June 2022 study determined the United States could have saved $105.6 billion in Covid-19 hospitalization costs, along with saving close to 212,000 lives. Even so the United States has a history with universal healthcare. In the late 1800s an idea of universal healthcare was developed, it was not until 1973 through the legislative reform modern universal healthcare was introduced. In 1945, President Harry Truman brought the idea of universal healthcare to Congress; Congress rejected the idea of universal healthcare. In addition, universal healthcare should be the healthcare system in the United States. Universal healthcare helps make healthcare more affordable. Accordingly, universal healthcare helps prevent medical debt. Reporters Patrick …show more content…

The 50/30/20 rule is a guide line for how money should be spent. The guide line proposes 50% of annual income goes to needs, 30% should go to wants, and the last 20% should go to savings or debt. When the savings and debt exceeds 20%, people must take expenses out of the other categories, thus causing financial hardship. Along with medical debt, many people in the United States do not have health insurance. Heather Bednarek and Ellen Barnid mention 8.6% of Americans do not have health coverage as of 2020. It can be harder for people to get the healthcare they need because they do not have insurance to cover their expenses. Uninsured families that obtain medical debt take money out of their savings and sacrifice other necessary assets of living such as, food, heating, and rent in order to pay off uncovered medical debt. Laurence A. Turka and Arthur Caplin from Journal of Clinical Investigation observed nearly fifteen percent of Americans do not have health insurance; no insurance can lead to patients coming in with a preventable condition and deaths. Many people that do not have health insurance will not go into healthcare facilities to get the care they …show more content…

Most importantly, it improves mortality rates amongst the overall population. Harold Pollack from The Unisured explains, “RAND study predicted that low-income patients enrolled in a high-deductible plan would experience a 38 percent higher mortality rate than … peers enrolled in a free-care plan”. Universal healthcare is a free healthcare program implemented in many countries around the world. A higher mortality rate means more deaths are occurring; this is seen in lower income households which could be related to the lack of care being provided to these households. Equality is needed amongst care provided in health care so lower income households can get the proper care they need, which will lead to fewer deaths. Furthermore, the United States healthcare system is ranked low in financial equality compared to other countries. Karen Davis, an economist and the president of the Common Wealth Funds shares, the United States is ranked low on many aspects of healthcare. One aspect is fairness of financial contribution towards healthcare, which is ranked fifty-fourth in the world. Fairness of financial contribution is when every household pays an equal share of their capacity to pay for health. Most of Europe has universal healthcare; this contributes to why European countries are ranked higher in fairness of financial contributions compared to other countries. Universal healthcare is a government program and will

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However, when compared with other health care systems in the developed world, the U.S. is one of the few countries that doesn’t provide its citizens with universal coverage while also being the most costly (Dalen et al., 2015; Hirsch & Lyman, 2014). The individual mandate combined with provisions within the ACA guide the U.S. health care system towards universal coverage. Universal health care provides security to all people and it is in the best interest of public health. Despite the popular arguments made against the mandate, it is evident that it is not just economical but also, is in line with American values. The mandate ensures equitable health insurance for all which protects the rights of the American people to have access to quality health

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Annotated Bibliography Burnham, Douglas. " Gottfried Leibniz: Metaphysics." Internet Encyclopedia of Philosophy. Accessed April 25, 2018.

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The nature of the current debate surrounding the implementation of universal healthcare in America is troubling because it is comprised almost entirely of pragmatic arguments void of concern for the principles behind the project. Before one asks how much a thing will cost, how it will be organized, or whether “the uninsured” will benefit, one should ask whether enacting universal healthcare is in keeping with the values and principles of the American experiment. In other words, is universal healthcare good for America? Universal healthcare is not good for America.

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However, some might say that the benefits outweigh the odds as more people will be able to have better health care so it is benefiting humanity. But, Universal Healthcare should not happen. If Universal Healthcare happens, how would the government pay for it?

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Why deny people care for their health? Overall the universal healthcare system would benefit the citizens of the United

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In the policy, all the citizens will contribute towards the healthcare services through increased value-added tax. It eliminates the previous barriers where only certain individuals were eligible for government coverage. In this new proposal, universal coverage will protect everyone, making the government solely responsible for the citizens' medical care costs (Irvine et al., 2013). It will expand the healthcare insurance market, making it easier for households to be

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Switching to a Universal health care system is bound to have many costs that come with it. The only real Universal health care plan was made by Bernie Sanders during his 2016 presidential campaign. However, his plan seems unfinished as there is very little talk about how it is going to get paid for. Sander’s office gave a few suggestions including a 4% income tax, a 7.5% tax on employers, and more. However, all of this wouldn’t be enough to cover estimates made by many economists.

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However, not everyone against Universal Healthcare thinks its free money towards the lazy, some just believe it won’t workout the way we want it to. For example, many countries that do offer UHC (Universal Health Care) don’t necessarily have full coverage, “many countries promise universal coverage but ration care” (Tanner). Take France for example, the french government offers UHC however, “French patients pay roughly as much out of pockets as do Americans” (Tanner) proving the fact that maybe UHC won’t work for

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It can be quite prevailing for individuals to have financial problems towards health coverage. Based on the Health Affairs reference, “In the last decade, health insurance premiums costs have increased by 80%... whereas 58% of Americans report they are not able to seek medical attention due to high costs” (Gary Claxton, Matthew Rae, and Nirmita Panchal, et al). Statistics also present many factors exhibiting millions of individuals facing the risk of losing their insurance. Above all, health insurance is a basic health necessity. Medical services being available to everyone will benefit the public health not only with quality, but along with quantity.

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It will unavoidably cost people so much more than now. At this stage in time, folks pay the health care facilities, but once the universal healthcare goes full force, the government will take over. A good example where they are already doing this is the VA hospitals. Veterans do not get the care that they are supposed to get. If veterans do not get the care that they are meant to get then how will anyone else be able to?

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One proposal for universal healthcare recently pushed included options such as a 7.5% payroll tax plus a 4% income tax on all Americans, with higher-income citizens subjected to higher taxes" (Evans). Based on this alone, it makes more sense to use universal healthcare just because it would impoverish fewer people. Most people would

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For both the uninsured group and those who are eligible for government assistance because of their low economic position, access to health is limited by the number of private providers willing to treat them. In many cases private providers are linked to particular private health insurance companies and won 't accept patients outside their network. These people must then rely on the overburdened public health system for care, and as such usually only seek treatment in emergencies. The public health system, while filled with competent staff, is nevertheless restricted by its funding and can therefore not always provide all these patients with the best quality of care. The inequality in health care access is a continuing issue in America and as such it is important for future consumers and workers on the Foothill College campus to have a thorough understanding of the issue so they can move to improve the problem in the

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46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).

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In 2005, "45 million American lacked health insurance." Which is because most insurance is provided through a person 's job, or hospital. One third of America 's young adults are uninsured. Many people can buy private insurance, but many also cannot because of already existing medical concerns and many costs. Universal Systems would work well because it guarentees that everyone gains health care, regardless of past, given them yearly checkups and pretentative care, meaning they wouldn 't have to wait until it 's "too late" in order to get medical care.

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1007 Words | 5 Pages

America has been in a healthcare crisis for a long time and switching to a universal healthcare system instead of a commercial system would allow for a larger portion of the country to have access to healthcare and would provide Americans without health insurance another option. Commercial healthcare systems have proven to be effective yet cataclysmic to working class and low income families. The United States should implement a universal healthcare system that benefits all of its residents and healthcare reform should be on the top priority of the voters and

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