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Pros And Cons Of Universal Healthcare

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Universal Coverage Health Policy Proposal One of the most significant issues that continue to affect Americans is inadequate access to healthcare. Despite the US being one of the most developed countries with the largest economy, its citizens still face issues accessing quality healthcare services (Galvani et al., 2022). In spite of the recent passage of the Affordable Care Act (ACA), most minorities and other vulnerable populations face multiple barriers to accessing healthcare services (Keisler-Starkey & Bunch, 2020). Thus, these conditions call for the development of new policies and legislation that will reduce the increased inequalities witnessed in the healthcare sector and ensure every US citizen can access quality healthcare without …show more content…

In the policy, all the citizens will contribute towards the healthcare services through increased value-added tax. It eliminates the previous barriers where only certain individuals were eligible for government coverage. In this new proposal, universal coverage will protect everyone, making the government solely responsible for the citizens' medical care costs (Irvine et al., 2013). It will expand the healthcare insurance market, making it easier for households to be …show more content…

Under the new policy proposal, every American citizen will be covered by the government fully (Garfield et al., 2020). This is because, despite the current funding approach, the new policy will also utilize the goods and services tax to collect additional resources to ensure everyone is covered despite their diverse background. Thus, it will increase the eligibility of individuals for government insurance programs to include more low-income households. Currently, there is underfunding of the healthcare system, a condition that has excluded some living below the poverty line. These conditions have made most people suffer as they cannot afford healthcare services. However, with the new policy, the government can collect more resources to cover all the citizens. The resources will also be used to build hospital settings in regions where they are insufficient to ensure that despite the economic status of the people, all Americans receive the same quality healthcare

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As individuals’ incomes rise and fall, as they become employed, change employers and become unemployed, and as they age, they are to have access to different sources of coverage along the coverage continuum. The PPACA also seeks to impose greater standardization on the coverage that is offered. Creating this continuum requires the modification of existing health programs with new programs, and integration of these programs with new programs created by PPACA. Below, we describe in more detail the key elements of PPACA that are intended to establish the health coverage purchasing

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795 Words | 4 Pages

Healthcare should be the right of everyone in the United States. Each person deserves to be taken care of health wise no matter their income bracket. This is ethically right. A universal healthcare system is the answer to this entire dilemma. Furthermore, the uninsured, under-insured, insured, or illegal immigrants will have equal health coverage under this system .

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Redistributive policies take taxes from certain groups and give them to another group. This will help the Affordable Health Care Act to allow citizens to have better access to care and more affordable health coverage. Through this policy better access to care raise the opportunity to free prevention benefits for example insurers are now required to cover a number of recommended preventive services, such as cancer, diabetes and blood pressure screenings, without additional cost sharing such as copays or deductibles. 137 million Americans with private health coverage have gotten better preventive services coverage as a result (whitehouse.gov). Also, under the law, most young adults such as myself after I graduated from college before starting my career, who can’t get coverage through their jobs can stay on their parents’ plans until age 26.

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The proposed plan resembled a form of Universal health coverage (Givel, 2017). It would allow the citizens of America to have health insurance even if they do not have a job or change jobs (Moffit, 1993). The ACA law is the closest the U.S. government has gotten to a Universal Health Care System. The citizens are encouraged to get health insurance but are not required.

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.” Health reform has the potential to help by providing premium assistance and lowering out-of-pocket costs” (Schoen et al ,2011). Affordable Health Care Act 0f 2010 can also be referred to as Obamacare was implemented to help Americans to have access to affordable and quality healthcare services. It has drastically the number of uninsured and underinsured individuals. Those with chronic medical conditions on high bills with little income and are underinsured between 2003 and 2012 increased by almost 80%, although, they have an insurance plan with inadequate coverage which makes them open to costs they cannot pay.

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They have a system called Universal Healthcare. It is used by many countries such as Denmark, Canada, Japan, etc. The concept is that everyone gets healthcare for free and it operates by government taxes. This approach to healthcare has many benefits. This means equal access to healthcare, no matter your income.

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A heavily debated topic in politics in America is on the distribution of Healthcare and health insurance. The main concern is the costs that come along with healthcare and who exactly it is or should be accessible to. Currently in the United States, our nation’s healthcare is under a plan called the Affordable Care Act, implemented by Barack Obama to which many nickname “Obamacare”. The ACA’s original goal was to cater to people of all classes and make it affordable, hence the name, but that plan has not proven to be very effective. However in recent times there has been a debate among presidential candidates of what action to take regarding healthcare including ideas such as a “single payer” system, or a universal healthcare plan as well as a flat tax.

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The real debate is how can we accomplish the goal of universal healthcare in the most affordable and sustainable way. The United States is evaluated as a wealthy country, yet there are more penurious countries who provide health maintenance, paid through higher taxes. “In the United Kingdom and other European countries, payroll taxes average 37% - much higher than the 15.3% payroll taxes paid by the average US worker” (Gregory). With this data, the only reform would be to end the private health insurance companies of dominant health services, and incorporate a single payer system. Conversely, it is factual that taxes will rise, but the implementation of universal healthcare will better the health of American citizens.

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It is very simple. Taxes will increase more than what they already are just so all individuals can have health care (Emanuel & Fuchs, 2005 and Healy, 2009). Best Objection: The major objection to this is also the primary point which is costs.

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Hannah Rudzki 6 June 2023 APUSH Debate Over Universal Healthcare in the US Time and time again, debates over universal healthcare appear in the US. This could be directly between politicians or between you and your mother in law at the dinner table. Either way, the topic remains one of some seriousness. Universal healthcare is the idea that the government would guarantee citizens quality healthcare without extreme financial hardship.

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As Bernie Sanders once said, “Health care must be recognized as a right, not a privilege.” Most developed countries choose to live by this quote while the United States of America chooses to go against it. Universal health care has benefits on multiple levels, whether it’s a single individual or the people in a whole. The U.S is one of the few developed countries that doesn’t offer universal health care to their people, yet the U.S spends more than seventeen percent of their GDP on health insurance. Many people believe that universal health care is a simple one solution problem, but the truth is that there are multiple forms of universal health care that provide all citizens with the health insurance they need.

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In the United States, health insurance is deemed a luxury by many Americans who dream of one day acquiring it. To those individuals, the “American Dream” is being able to have a stable job, live in a proper house, and being able to have packaged insurance. Not many people can say that they have the trifecta of insurance: health, dental, and vision. The Affordable Care Act has had a significant impact on the healthcare system in the United States, but the Tax Cuts and Jobs Act of 2017, has changed what we have perceived to be as normal. With such changes, I believe that it was a change for the better because people don’t feel the need to be pressured to have it, especially those who are not in a finically stable position, they now have an opportunity

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727 Words | 3 Pages

Health care is essential for Americans despite pre-existing conditions, and a free market insurance program would allow citizens to received the health care that is so desperately needed. A universal health care system is a matter of human rights and would solve America’s problem of one sixth of the population being

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972 Words | 4 Pages

In order to help pay, new taxes were imposed on healthcare. The major tax was “… a 40 percent excise tax on premiums beyond $23,000 for families and $8,500 for individuals...” (“Introduction” 1). There are several issues with this tax. First of all, it was meant to hit the upper class of Americans who could afford better healthcare.

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Healthcare costs in the U.S. have gotten out of hand. The still-rising costs of getting care have caused many people to risk worsening conditions by putting off getting care and even some dying because they could no longer afford the necessary medication. If this trend continues no one except the rich will be able to afford getting basic care. But it is still possible to stop this trend and work to make the healthcare system available for all U.S. citizens. The cost of healthcare can be lowered by offering rebates or discounts for proactive people in managing their health, making universal healthcare a basic human right instead of a luxury, and setting standard prices for vital medications.

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