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Women Owned Small Business: An Exploratory Case Study

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5 Prospectus Removing Obstacles to Financing Women Owned Small Business: An Exploratory Case Study Janis E. Jones Doctor of Philosophy Management, Human Resources Walden University A00381686 Women Owned Small Business & Financing: An Exploratory Case Study Problem Statement Small business start-ups are the most rapidly growing industrial development in the United States. Apparently, 42% of these start-up entrepreneurs in the United States are women (U.S. Census, 2012). Women-owned businesses generate 25% less profit annually, compared to men owned business in the United States (U.S. Small Business Administration, 2012). Mitchelmore & Rowley,( 2013), stated that the challenge being faced by women-owned small businesses is the inability …show more content…

Sang-Suk & Denslow (2004) further highlighted that men are also able to get access to economic resources such as financing more quickly as compared with women since investors believe that men can provide a higher yield on their investment when compared to women-owned entrepreneurs. Robichaud, Cachon, & McGraw (2015) argued that some social and cultural factors restrict the growth of the women-owned business in terms of empowering their performance level. Carter, Shaw, Wilson, & Lam (2011) explained that due to these social and cultural factors, the percentage of business failures are higher in SMEs that are owned by women as compared to businesses belonging to men. Pozarny (2016) highlighted that these factors also make investors reluctant to invest in women-owned businesses despite the fact that women in retail businesses are more successful when compared with men. …show more content…

,Kelley, D.J., Greene, P.G. & Litovsky, Y. (2013). Global Entrepreneurship Monitor 2012, Women's Report. Carter, S., Shaw, E., Wilson, F., & Lam, W. (2011). Gender, entrepreneurship and business Finance: Investigating the relationship between banks and entrepreneurs in the UK, in Growth-orientated women entrepreneurs and their businesses: A global research perspective. Cheltenham, UK: Edward Elgar Publishing, 373-391. New horizons in Entrepreneurship. Retrieved from http://dro.dur.ac.uk/8140/1/8140.pdf Fraser, S., Bhaumik, S. K., & Wright, M. (2015). What do we know about entrepreneurial finance and its relationship with growth? International Small Business Journal, 33(1), 70-89. doi:10.1177/0266242614547827 Gherardi, S., & Perrotta, M. (2014). Gender. Ethnicity and social entrepreneurship: Qualitative approaches to the study of entrepreneuring. In E. Chell & M. Karatas-Ozkan (Eds.), Handbook of research on small business and entrepreneurship (pp.130-135). Northhampton, MA:Elger. Marlow, S., & McAdam, M. (2013). Gender and entrepreneurship: Advancing debate and challenging myths; exploring the mystery of the under-performing female entrepreneur. International Journal of Entrepreneurial Behaviour & Research, 19,

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