Planned Pethood Plus, Inc. a veterinarian-owned clinic borrowed $389,000 from KeyBank. The interest rate was 9.3 percent for 10 years. The loan had a “prepayment penalty” clause that clearly stated that if the loan was paid off early, a specific formula would be used to asses a lump-sum payment to extinguish the obligation. It was very clear that sooner the loan was paid off, the higher the prepayment penalty would be. After one year the veterinarians decide to pay off the loan. KeyBank invoked
Epistemology – Prof Caitlin Gilson Q – ‘’Outline the three major theories of knowledge in the Theatatus’’ The three types of knowledge discussed in the Theatatus are: knowledge is perception, knowledge is true judgement, and knowledge is true judgement with an account. Knowledge is perception - Plato's strategy tries to portray that knowledge is derived from the perceptible or sensible world. Plato explains that this ‘’perception only’’ knowledge is not the whole truth because the sensible
The word “probation” is derived from the Latin word “probatus” meaning “tested” or “proved” (Chakrabarti, 1999). Hence, Probation is defined as a sentence or adjudication of conditional and revocable release under the supervision of a probation officer. Probation is a sentencing alternative to incarceration which permits the offender to remain in the community under certain conditions (Ellsworth, 1996). Probation system was introduced in criminal justice with the intent of reforming and reintegrating
Etymologically the word ‘identity’ is derived from the Latin word ‘idem’, meaning the ‘sameness and continuity’. The Oxford English Dictionary (OED) gives two meanings of ‘identity’ – 1. The quality or condition of being the same in substance, composition, nature, properties, or in particular qualities under consideration, absolute or essential sameness; 2. The condition or fact that a person or thing is itself and not something else. The person recognises himself as the same and not someone else
Desistance is the process of an individual having the ability to stop committing crime. In order for a criminal to desist from crime, they themselves must want to change and understand fully the circumstances involved. According to Gottfredson and Hirschi (1990) people who go through the process of desistance often continue to carry out crime but perhaps get others to do the work for them. Desistance is about the individual being able to remove themselves away from crime completely and being able
9. If you could offer Janie advice at this point, what would it be? Explain your rationale. I would advise her that she does not need to find love or “success” in her life to find happiness. Throughout the novel, Janie aspires for different goals that she feels that she can achieve through her relationships. For example, when she seeks love, she marries Logan. When she realizes that she cannot attain love through marriage, she desires wealth and power. In order to obtain this, Janie leaves Logan
disambiguation is introduced. Before starting Text summarization, first we, need to know that what a summary is. A summary can be defined as a non redundant text which gives important information of the original text, and is extracted from one or more sentences. We can say text summarization is the unique way, where a computer summarizes a text. A text is entered into the computer and a summarized text is returned as an output, which is a non redundant form of the original text. As the limit of Web pages
Sir Gawain and the Green Knight was written in the fourteenth century by an anonymous author, commonly known as the Pearl Poet. Although this story derives from a single copy or manuscript— which additionally includes Pearl, Patience, and Purity— it has become one of the most widely read Arthurian Romances ever produced. This is mainly because the story itself successfully incorporated courtly love, chivalry, romance, and a plethora of meaningful symbols that resonated with the people of this era
In the speech “I Have a Dream”, Martin Luther King made a call for an end to racism in America. In terms of Martin Luther King's tone, I think there was a sensation of hope, but also the remembrance of the harsh and tough journey people of color had made to arrive at that day and place, so long after they were promised to be "free" with the Emancipation Proclamation. Martin Luther King was using rhetoric all the time in his speech. The words that he was saying contained shock, great emotion, and
When Simon was killed in Lord of the Flies by William Golding, his role, a righteous and pure boy untainted by barbarity, perished along with his body. He embodied the innocence and naivety of the modern civilization and symbolized the children before they mutated into savages, influenced by the lack of regulation and jurisdiction. In spite of this, one can argue that his passing was not a primary shifting mark in the novel due to the power dynamic between all the boys remaining the same, considering
As far back as humans have studied, music has been one of the ultimate symbols of time. Instruments and music compositions have shown historians how people were living and the struggles they faced. Even the song “Yankee Doodle” possessed historical significance, providing a deeper and almost comical understanding of the tension between the British and the Americans during the American revolution. In the mid 1900s, artists such as Aretha Franklin, Billie Holiday, and Mahalia Jackson sang songs relating
Red Pill: Truth The truth may hurt for a moment, but a lie will hurt forever.People that don’t accept or want the truth don’t want their dreams and illusions destroyed. The protagonists in the movies “The Matrix” and the “The Truman Show” figure out who they truly are and perhaps their purpose in life because they chose to discover it rather than accepting what they believed wasn’t reality. In “The Matrix”, Neo chose to take the red pill of truth rather than the blue pill of ignorance, which left
Kimberly Hinojos Paper 2: Causal Claim for Invierno 02/20/18 In the short story Invierno written by Junot Diaz, the main character Yunior and his family move to the United States from the Dominican Republic during the winter and become frustrated with the limitations set upon them by his father. In this story, Yunior speaks about the change that moving to New Jersey has on his mother and his perspective. Further, he goes into great detail about how he and his mother and brother are locked in their
Love Can Not Shed Identity “It's challenging to find an identity as a young person if you don't have the sustenance of love” Mary J. Blige In the play Romeo and Juliet identity is a timeless theme that is related to a family name and the wealth of the family and the social status of the family. Even during our present-day, family status in Canadian society is quite important especially if you are from a very) wealthy family, the last name of that family is a very powerful contributing factor to
The Disney Princess Effect and the media world has been linked to self-objectification, and the growing increase of sexualization of young girls. In this article, “Little Girls or Little Women? The Disney Effect”, Stephanie Hanes makes an argument that the Disney Princess Effect is causing little girls to want to look skinny and wear makeup. Not only the Disney princesses have an influence on young girls but so does the media. Hanes main claim is that the media world is exposing unwanted material
TIP 5, PROOFREADING CHECKLIST When you use the grammar checker, you can usually press more than one button. One button might make a correction and another button might ignore a possible mistake. And other buttons doing other things as well mean you have a choice of several buttons. You might be pressing the wrong button. For example, you might be pressing the wrong button to go on again when you mean to correct it. Then, if you rechecked the document, it might still not be correct unless you rechecked
Emotional Hook Formula By E. Chase & A. Fox - Full Review Hi and welcome to our review about the Emotional Hook Formula by Elaine Chase and Aaron Fox. Like always, this review will be broken into 3 main sections: 1. The basics section which can help you fully understand what the Emotional Hook Formula is all about. 2. The section about the pros and cons of the Emotional Hook Formula that will cover several of the primary advantages and disadvantages of this program. 3. The conclusions section
‘Awkward…’ Has this ever happened to you while communicating with people from different cultures and countries? This ‘awkward moment’ can be described in a theory called the stumbling blocks, designed by a lady named Barna. Her theory describes the relationship between intercultural people. There are mainly six points she focuses on: Assumption of similarities, Language difference, Nonverbal Misinterpretations, Tendency to evaluate, Stress, and Culture shock. I would be explaining about these stumbling
OPEN AND CLOSED Further understanding of the terms “open” and “closed” is needed. First, open/closed/straight (“clean”) can refer to footwork or racket face. In footwork, you can step open, closed or straight off either forehand or backhand. The racket could be taken back open (much more likely in a one-handed backhand), closed, or straight. Once again, level of play is a factor, as well as individual player style, yet to coach the mass of players, I would encourage a lot of “clean” backswings and
Mom and Maxx greeted the clinical team at the door. Maxx smiled, made eye contact with the clinical team, and said, “Hi.” Mom guided the clinical team to the couch in the family room. While sitting at the couch, the clinical team introduced themselves to Maxx and told him they were there to play with him. The clinical team probed preference. To illustrate, the clinical team asked Maxx if he liked puzzles, he responded correctly and said, “Yes.” Then, the clinical team engaged Maxx in a puzzle contest;