The U.S. health care system is encountering an important problem that obviously shows the vital need for change. People are truly concentrated on 46 million of Americans not having health insurance, and also on insured citizens encountered a fast rises in premiums and out-of-pocket costs. So, health care system in the United States has always been challenging for people to get access to it. So, in order to facilitate people to get insurance coverage, government enacted Medicare and Medicaid. Unfortunately, health care system still had problems, because of the quick rising of medical costs putting a tension on all forms of health insurance. Therefore, access to medical care was hard for many Americans because they lacked insurance. The higher cost predicted that the quality of medical care will not be as high as Americans liked to believe (Schneider, 2017 Pg. 431). Several attempts have been made to improve the health care system, intended for monitoring the costs and …show more content…
Nevertheless, health coverage is divided, with several private and public sources, as well as wide gaps in insured rates across the U.S. population. Medicare and Medicaid Services , a federal program for adults 65 and older and some people with disabilities, works in collaboration with the state government to provide Medicaid and the Children’s Health Insurance Program (CHIP), an accumulation of federal–state programs for some low-income people. Private insurance is mostly controlled at the state level. Therefore, in 2014, the state and federal offers additional access to private insurance coverage, with income-based premium subsidies for low- and middle-income individuals. Furthermore, the states were given the choice of contributing in a federally funded growth of Medicaid