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Essay On Obama Care

1396 Words6 Pages

For this presentation, our topic was researched on U.S. healthcare systems. Since this was a very broad topic, we decided to break it down into three major components of the system in general. Therefore, we wanted to aim to explain the three major components of: before you go to seek medical attention, the management of these facilities once you get there, and the billing and treatment you receive once you have been helped. Within this paper, we will explain each step that the U.S. government has taken in regards of these components. Initially, when thinking of healthcare, the first thing you think of is, do I have to pay out of pocket to receive medical attention. The answer to this statement would be that it depends. The reason why is because …show more content…

What happens when you are not quite eligible for these federal based insurance, does that mean you do not have any insurance. The response to that is not quite, there is one last option that has been created by The President known as ObamaCare. ObamaCare is known as The Affordable Care Act (ACA). This act requires everyone to have major medical health insurance policy or pay a tax penalty for being uninsured. The main focus of this insurance is “providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US” (3). To fund ObamaCare, it is done through a mix of taxes and cost controlling measures which curb the growth pre-aca health care spending. It is funded by Federal and State tax dollars. As for whether or not the individual must pay, the answer is yes. In order to have ObamaCare, 6 out of 10 Americans can get covered for$100 or less on the Health Insurance Marketplace, with the average plan costing just $82 after Premium Tax Credits in 2014. As for who is eligible, any legal citizen, who does not qualify for Medicare, and who wants to purchase private insurance, is eligible for the marketplace. However, not everyone is eligible for

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Pros And Cons Of Obamacare

1078 Words | 5 Pages

"What if I cannot afford Obamacare?" There is no straight forward answer to this question in part because "Obamacare" is a colloquial expression that refers to a 1000 page piece of federal legislation formally known as the Affordable Care Act. Thus, there is no one policy or program known as Obamacare. In fact, the piece of legislation in question is a comprehensive approach to making health care coverage more accessible to Americans under our existing patchwork of diverse programs.

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Obamacare Essay Outline

661 Words | 3 Pages

• Health Insurance Exchanges: If you do not have insurance through your employer or the government, you will either purchase it through the federal exchange or your state's exchange. • Low Income Subsidies: Individuals and families with a low income who purchase health insurance through an exchange will be eligible for a subsidy (end note) from the government. • Medicaid Expansion: Medicaid is a state-administered program that was created in 1965 to provide healthcare services to the poor. One of the major provisions of Obamacare was an increase in the Medicaid income, which is used to determine if an individual qualifies for the

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Medicare Comparison

469 Words | 2 Pages

Eligibility is based on peoples’ income which is calculated related to a percentage of the Federal Poverty Level. Also, there are other non-financial eligibility criteria for example; individuals need to satisfy federal and state requirements regarding residency, immigration status, and documentation of U.S. citizenship. Medical bills are paid from federal, state and local tax funds. The federal government funds up to fifty percent of the cost of each state's Medicaid program, with more rich states receiving less funding than less affluent states. Because of this federal/state corporation each state has its own rules and regulations about who is eligible and who is covered.

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Obama Care Persuasive Essay

861 Words | 4 Pages

Health care is very costly, but not having any is even more costly. The U.S. is always trying to make healthcare affordable. Affordable health care comes in package that tells you that the insurers will provide to pay for like the mint pay for majority of the medicine you need. Do to the unwanted Obamacare, Donald Trump is trying to create an improved form of Obamacare, but, it is hard because, Trump would rather just get rid of it and start new, but due to the laws that can not happen. The laws state that it can not be abolished, it can only be reformed.

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Essay On Affordable Care Act

1493 Words | 6 Pages

One way was alternative payment models. Some other ways that the Affordable Care Act sought to cut costs of insurance in the U.S. was provider payment reductions and an established commission that would enforce and look at growth targets. The government would also create tax plans to help fund the Affordable Care Act. One of these plans was the “Cadillac Tax”. This was a forty percent tax added on to employer sponsored healthcare coverage plans that went over a certain amount.

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Obamacare Persuasive Essay

507 Words | 3 Pages

ObamaCare is a US healthcare reform law that expands and improves access to care and curbs spending through regulation and taxes. ObamaCare's goal is to give more Americans

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Obamacare Argumentative Essay

366 Words | 2 Pages

The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

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Persuasive Essay On Obamacare

574 Words | 3 Pages

Health care in the United States costs people more than it does the citizens of any of the other modernized country in the world. This means it is logical that the national government would make reforms to improve the situation for all people. However, in a country with a constitution granting freedom to the people, a plan such as Obamacare calls into question just how far the government is allowed to extend beyond these promised rights in in order to assist the people. The Affordable Care Act, also known as Obamacare, was officially passed on March 23, 2010.

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741 Words | 3 Pages

Healthcare in the United States is in desperate need of reform. There are several rationales to further explain this proposition. As an illustration, the Declaration of Independence states our unalienable rights: life, liberty and the pursuit of happiness. In other words, every individual should be entitled to healthcare as it preserves life and promotes the general welfare. The federal government should, therefore, enact a program of universal health to better protect and serve all of its citizens.

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Persuasive Essay On Affordable Care Act

428 Words | 2 Pages

People could find these insurances easily through the healthcare marketplace. To make sure every person is covered properly you can either keep you current plan or get a minimum coverage plan (obamacarefacts.org). If you don't have a health care plan by the end of the year a fee will be put on your year-end Federal taxes for each month you go without coverage (“obamacarefacts.org”). To avoid this fee you can get an exemption or just simply obtain a minimum coverage plan. Getting a private insurance or other kind of insurance, each person must apply in their enrollment periods, which are different for some (useconomy.about.com).

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727 Words | 3 Pages

Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.

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Argumentative Essay On Health Insurance

928 Words | 4 Pages

Health insurance is one of the main insurances ones can have in life. Without reliable health insurance any small treatment can wipe out a person financially. " health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured" as defined by Investopedia, 2015. The term ‘Health insurance’ was firstly discovered in the United States during the civil war.

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Argumentative Essay On Obamacare

1227 Words | 5 Pages

Henceforth the different states will determine whether to accept or decline the federal organisation funds for extensions and advance the states healthcare programs. In most cases the obamacare will negatively affect the states because the costs of healthcare will be more expensive and the rising of private insurance. This will be expensive for the people living in those states to afford the private insurance especially for those relying on employers for insurance.

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294 Words | 2 Pages

Medicaid is a health insurance that covers people who are below the poverty line or just have limited incomes. It is funded by both the Federal Government and all fifty states. Medicaid coverage varies for each of the fifty states but there are mandatory benefits that all the states have to offer. Medicaid covers low income families and those below the poverty line. However each of the fifty states varies standards of eligibility.

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Health Care In The United States Essay

504 Words | 3 Pages

There are many things that can be said about the healthcare in the United States and all over the world. Many of us living in the United States can say that there are many problems dealing and affecting the health care system. Everyone needs a healthcare plan, but many can’t afford it and soon get bankrupted because they don’t have money to pay for their highly cost medical bills. Many citizens living in the United States are denied healthcare because they are diagnosed with illnesses, health issues that do not qualify for the type of health insurance they apply for, or even sometimes they are accepted and then are rejected because they failed to notify the healthcare agency of a past illness. The highly cost for healthcare is outrageous not

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