Habitat for Humanity is a global, non-profit, non-governmental organization that works to ensure that people have an adequate place to live. It has a presence in 16 countries in Latin America and the Caribbean, and partnerships throughout the region. Habitat for
Humanity has helped more than one million families - representing 5 million people in more than 70 countries - to improve their housing conditions since the organization was founded in 1976. The percentage of people with inadequate housing is increasing.
According to UN Habitat figures, one billion people in the world's population reside in informal settlements of low quality, which lack adequate housing and basic services. By
2020, it is estimated that 889 million urban residents
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Habitat serves applicants for credit for affordable homes in Category 1.
Applicants must prove they have constant income of no more than 80% of the average income of the area (see the table below). Applicants must demonstrate that they can make monthly payments for the mortgage of no more than 30% of their income and continue to make payments to reduce their other debts. During the time that applicants are in the Habitat program, they must save to cover the settlement. Applicants must demonstrate a desire to be part of the Habitat homeowners program. This includes: accepting to participate with 500 required hours of sweat equity, making monthly deposits to cover closing costs, completing the homeowners’ education program and accepting the responsibility of taking care of your own home. The future homeowners must maintain a good level of communication with the volunteers who work with them as a Habitat contact and work well with the volunteers who help in the construction of the houses. A check will be made on the credit history of all applicants. In case of having declared bankruptcy, the applicants will be considered only after 4 years
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In the same way that in international affiliation in Delaware it serves low-income people who do not qualify to be homeowners through a conventional mortgage.
The organizational model of Habitat for Humanity seems to be the collegial model. The collegial model refers to a group of people with a common purpose. The concept of equipment, this model was initially applied to a certain extent in research laboratories and similar work environments. Recently, however, it has also been applied to a wide variety of different work situations. By tradition, the collegial model has been used sparingly in assembly lines, given the difficulty of developing it in a work environment as rigid as this one. As a result of a relationship of contingencies, it tends to be more useful in unscheduled work conditions, intellectual means and circumstances that allow a wide margin of maneuver in the work. For example, employees perform quality work not because management requires it or because of the risk of being caught by an inspector at the time of not doing so, but because they feel intimately obligated to offer high quality to