Medicare is complex for many people because of the different types of coverage. According to Centers for Medicare and Medicaid Services (n.d), people with medicare have a chance to review their coverage and change their plans each year. I agree, even though supplemental insurance can be quite expensive, it can be helpful and useful in the long run. Supplemental insurance can pay the potentially high deductibles and uncovered medical expenses of medicare. Another benefit of supplemental insurance (e.g. medigap) is the guaranteed renewable of insurance regardless if you are sick or with many health problems. Medicare is a great learning experience for me. Thank you for the feeback Professor. Have a great