Medicare part D is a subsidized health insurance program to cover for prescription drugs The program was introduced when there was the need to improve drug coverage. The former president George Bush, On December 8, 2003. Signed Medicare Prescription, Drug Improvement and Modernization Act, which created Medicare part D. these program was intended to offer voluntary drug benefits. Medicare part D, since its introduction, has contributed a lot in health insurance, some of its benefits are; 1.
Over 28 million people in the world receive health insurance through the Medicare program (Gornick, n.d.). The medicare program was designed to operate throughout the nation with a set of uniformed benefits and cost-sharing requirements in the form of deductibles and coinsurance. However, over the years the program data indicated that the Medicare premiums and deductibles, benefits paid out varied significantly by state of residence of the beneficiary (Gornick, n.d.). These variations are due to part of the fact that reimbursements are based on local physicians' prices. Many policy analysts suggested that the geographic variations in Medicare reimbursements should be reduced (Gornick, n.d.).
You mentioned one of the flaws of Medicare was the prescription drug coverage. This is an extremely important part of the Medicare program. Unfortunately, you are correct about the donut hole associated with Part D coverage. For the most part, the costs of medications are rapidly exceeding the end user’s ability to pay for the drugs. There is a rising demand on the health care system as people are living longer due to better drugs and treatments.
ObamaCare, or the Affordable Care Act (ACA) is a health care reform law introduced by President Barack Obama. The ACA expands and improves access to care for Americans by making health insurance more affordable and regulating the health care spending in the country. ObamaCare offers Americans many benefits, rights, and protections regarding their healthcare, improves Medicare, and expands employer coverage. Democrats really like the idea of Obamacare, they have been wanting quality, affordable healthcare that is available to all Americans. Democrats have fought for decades so that Americans can have basic security in regards to healthcare.
On March 23, 2013, The Affordable Care Act, was a law signed by President Obama, hence its alternative name, Obamacare. The Affordable Care Act is a health care reform. It was part of a legislation with Patient Protection and the Health Care & Education Reconciliation Act of 2010. It provided better health security for Americans with low income. It help made health insurance more affordable for them.
The need for a national health care is a necessity in the United States, and current laws should be maintained and reformed to meet the medical needs of its citizens. Obamacare or the Affordable Care Act is a federal program that provides and demands insurance be given to all citizen without discrimination. Obamacare is a policy that must be kept and constantly updated to fit the medicinal needs and keep health insurance at a much lower expense. This is a liberty that needs to be provided by the government to keep healthcare affordable and obtainable. It should not be deprived from the people.
Before President Barack Obama, there have been many other presidents (good and bad alike) that have tried to reform and expand health care. Presidents such as Harry Truman, Richard Nixon, Bill Clinton, and Lyndon B. Johnson have all tried to expand health care during their time in office. Obama has been the first to finish the ongoing project of his predeccesors. With the passage of the Patient Protection and Affordable Care Act, President Obama had to deal with huge criticism from the Republican Party and the citizens of the United States. Since Obamacare has been ruled constitutional, people everyday argue about whether Obamacare is good or bad for the country and themselves.
The Affordable Care Act, a law enacted on March 23, 2010, provided millions of Americans with an affordable health insurance, commonly called Obamacare. Specifically, Obamacare had been enacted to help individuals who do not have health insurance while also reforming the healthcare system and keeping the healthcare spending under control. Although providing Americans with insurance who already do not have it can be portrayed as a positive aspect towards the Affordable Care Act, it comes with a cost that hurts more Individuals than it helps. These individuals will have high premiums, leaving one to pay more in premiums than they could have in a penalty cost at the end of the year. While paying for these costs, Americans will also be paying for
“Obamacare is not about improved health care or cheaper insurance or better treatment or insuring the uninsured, and it never has been about that. It's about statism. It's about expanding the government. It's about control over the population. It is about everything but health care (“Rush Limbaugh Quote”).”
Nowadays, more people than ever are living longer and healthier thanks to our advancements in medicine, but it’s quickly becoming a problem for our Medicare budget. As more people become eligible for Medicare, more money will be paid to the beneficiaries. If this trend continues, our budget will be diminished in 2034. In addition to the increasing age, fraud and abuse in the disability program also put burdens on Medicare. In order to combat these problems, my proposals are to increase the retirement age and to reduce falsely charged billings.
In today’s times everyone needs health care. With the number of diseases going around you never know if you are the next one to get sick. The Affordable Care Act or Obama care can help people stay healthy and keep them alive longer. Even though Obama care has some negative things about it also has many benefits to it. Having universal health care for all people in the United States is really a good thing and repealing it can put a lot of Americans without any type of coverage.
Medicaid and Medicare were signed into law in 1965. After 50 years, Medicare and Medicaid are still being used by the people of the United States as a form of aid with medical expenses. Medicare and Medicaid has changed over the years to provide more and more Americans with access to quality and affordable health care that is needed (“CMS’ program history,” 2017, p.1). Medicare and Medicaid have progressed over time to become better and more improved for those receiving the services provided by the government. Even though the Medicare and Medicaid services have changed for the better of the services, it has changed too much from the intended use of the services which has led to problems associated with the
Medicare is a federal government health insurance program for individuals 65 or older, under 65 with disabilities, or any age with End Stage Renal Disease of ALS. Medicare Part A covers inpatient hospital stays or skilled nursing facilities. Medicare Part B covers physician visits, outpatient services and some preventive care. Medicare Part D is the prescription drug coverage. Medicare Advantage (Part C) includes Part A, Part B and usually Part D depends on the coverage you choose.
Free Medicare Services Introduction Good health cutting across all age groups ensures that all individuals become productive for the nation, and thus the nation’s economy prospers. However, unaffordable healthcare has made this fate unachievable. A majority of the aged people struggle to afford basic resources that are required to afford healthcare. Despite reforms such as the Affordable Care Act being introduced in the healthcare sector to regulate Medicare, Medicare remains to be unaffordable to many elderly people (Kaplan, 2011).
Healthcare in the United States is in desperate need of reform. There are several rationales to further explain this proposition. As an illustration, the Declaration of Independence states our unalienable rights: life, liberty and the pursuit of happiness. In other words, every individual should be entitled to healthcare as it preserves life and promotes the general welfare. The federal government should, therefore, enact a program of universal health to better protect and serve all of its citizens.