5- Reducing college cost by taking as many AP courses as possible
AP courses can cut down on time spent in college and as such the amount of money you pay for college. With accelerated learning programs and diplomas versus degrees, you can easily offset the costs of a normal college education.
6- Reducing college cost by taking prerequisites at junior colleges in summer
Junior colleges are cheaper than the conventional colleges and as such, taking your pre-requisite courses will help save money and also cut down on your college hours. It is also a wise choice financially as it will show you whether college is for your or not.
7- Saving the MAX in a 401(k) as soon as I got my first job
In youth, you have very few obligations. Yes, it is
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Children are just people who are not playing the game with a full deck yet. There is nothing wrong with teaching 4-year-old's practical money skills. The internet is full of money games or you could even use your child as a banker in the next monopoly game. Why not check out www.winthemoneygame.com for some educational fun.
11- Good money books for kids
The children's book market is a billion dollar industry with books on potty training to the welcoming of a new sibling there is a book on everything. Picture books on money are also in abundance and are a very good tool to help young ones understand the concepts of saving, spending and the notion that money doesn't grow on trees. “Bunny Money” by Rosemary Wells is a good book to start with as it teaches basic money math and other little tricks to help your child understand the concept of money.
12- Learning ways to earn money as a kid (particularly sales and self-promotion)
Now, this is where an entrepreneurial spirit comes in handy. There are many ways for your child to earn money such as by recycling cans, starting a lawn mowing business, opening a lemonade stand or even negotiating a garage sale with the hoarder parent or parents. This is a great way to boost their confidence and to help out with the added extra's your child may want to purchase. Learning the value of a hard days work will help them to appreciate a hard-earned