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Review Of No Choice: How HUD Controls Your Property Rights By John Anthony

769 Words4 Pages

For a whirlwind 52 minutes, John Anthony pulls no punches in his documentary, “No Choice: How HUD Controls Your Property Rights.” If you haven’t tuned into this enlightening slice of contemporary Americana (available on YouTube), it’s not only revealing; it’s dumfounding and according to the YouTube numbers very few have watched. Without exception, the program should be required watching for every local property zoning office throughout our fruited plain. Many Americans who own property, along with their community zoning boards, don’t understand their rights and what you don’t know can be a guaranteed, cold, hard slap in the face.

From our nation’s founding, local rule and individual property rights are the core of our country’s unique citizen-dominant government. …show more content…

Too often, the grant monies are too enticing to pass up, but once a locale bends and signs the mandatory compliance agreement, you solely play by HUD rules.

For every HUD grant an Assessment of Fair Housing must be completed, which evaluates race, income, religion and native origin of every resident. Then there’s the Affirmatively Furthering Fair Housing (AFFH) that is a 377 page minefield of legalize and overt regulation designed to bamboozle and ultimately control. With its maize of compliance reviews and other “interested parties” that include civil rights groups, affordable housing developers and yes, community organizers, all assist in the process.

HUD then determines whether or not your neighborhood is “balanced.” Their goal is simple: set up what HUD calls: Regional Equity Assistance Centers to assure socio-economic

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Nichols enhanced and streamlined the use of restrictive covenants. Using the fears of property values decreasing, Nichols added a racial restriction into the deeds. In all of the deeds for the land he developed was this restriction, “None of said lots may be conveyed to, used, owned or occupied by negroes as owners or tenants. ”1 While this might seem like an isolated instance, restrictive covenants occurred all over the United States in the early 20th century. J.C. Nichols employed an addition that would enhance the covenant and make it more appealing to the “desired” homeowner; that addition was a self-renewing contract every 25 years.2

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The Home Owners Loan Corporation (HOLC) and the Federal Housing Administration (FHA) introduced long-term mortgage and guaranteed to lenders with low interest rate and extended payment period. The number of Americans who could purchase homes increased and Jackson pointed out how the American way of life transformed, which is to buy a home than to rent. It is said that “today, renters account for one-third of all households, suburbs house far more people than cities, and affordability has supplanted physical deficiency as the primary housing problem (Schwartz 2015, 17).” However, the HOLC and FHA excluded the black population such that the HOLC appraisal and rating system assessed neighborhoods with black inhabitants to be hazardous and the FHA concerned about white-black separation in terms of the investment values (201, 208). FHA helped the building industry to turn against the minority and inner-city housing market and its policies supported the income and racial segregation of suburbia (213).

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The right to housing first needs to be noted and taken serious by federal, state, and local government. This because the right of housing is a huge undertaking that only the full cooperation of the government can help achieve. Sadly, the Congress have never followed up with rights program and added resources in achieving this goal. They also fail to make any declaration of of human rights as a housing right. The government plays a large part in Hartman strategies in create this right on every level.

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Additionally, there can be something said for the over-reaching regulations that don’t allow land and home owners the ability to do what they want on their own land. Furthermore, O’Toole has brought to light some troubling practices

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Public Awareness of the Nation’s Fair Housing Laws, several federal protections and laws have been put in place to reinforce the

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The relationship between society and the law is direct, and housing in America is a conclusive example of that. As argued by both authors, once society has made up its mind about a certain group of people or place such as the ghettos, even the law can’t change those facts. It often happens that people of color and minorities get overlooked and stereotyped into something that they are not due to the hierarchical and discriminatory principles of the law. It has been engrained into society to think that minorities are poor, lazy, and overall less productive in the public

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Before I read this article, I never knew anything about the housing discrimination many minorities faced in the 1950s. I learned how Los Angeles city officials carefully implemented regulations to separate nonwhites from whites. I feel that city officials and the government are supposed to promote general welfare for all residents of the United States. However, racist views dominated society in the 1950s and these views were implemented in government policies aimed at preventing minorities from obtaining property in the Los Angeles area. This section of the article reminded of the vast difference between low-income and high income neighborhoods.

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**The study’s hypothesis is that the proposed improved approach of measuring, displaying, and adequately using the opportunity mapping framework results in helping Baltimore’s communities and the U.S. Department of Housing Urban Development (HUD) to identify better suited Baltimore’s opportunity neighborhoods where the HUD and its partners should engage in building affordable housings. This hypothesis is relevant for Baltimore, other U.S. cities and regions. The Thomson v HUD, 2006 Maryland District Court which held that the U.S. Department of Housing and Urban Development (HUD) violated the 1968 Fair Housing Act by unfairly concentrating African-American public housing residents in the most impoverished, segregated areas of Baltimore City, which paved the road for John Powel’s “opportunity mapping” framework to help and support policymakers and public leaders better understand local socio-economic dynamics in urban and regional policy to improve community public housing

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The first to do so was Baltimore, who in 1910, chose to formalize legislation that prohibited Black people from purchasing residences in majority-white neighborhoods and vice versa. In response to this injustice, President Lyndon B. Johnson ratified the Fair Housing Act in 1968, declaring it unlawful for real estate agents to discriminate on the account of race, religion, or nationality. Despite the FHA’s legalization, the racial wealth gap remains a current and significant concern in the African-American community due to the expanding racial wealth gap supported by Redlining’s legacy. Redlining and housing segregation continue to be interwoven with the racial wealth gap due to the low homeownership rates amongst the minority community, deflated home prices of residences in redlined areas – where most Black people reside –, and the lack of funding for education and resources in majority-Black neighborhoods. Chicago was among the numerous cities that were heavily impacted by the housing segregation crisis and continues to face the devastating effects, one of the many being the racial income disparities.

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The author provides a wealth of evidence to support their assertions, drawing on historical precedents, academic research, and contemporary studies. Statistical data from reputable sources such as the Census Bureau and Zillow are cited to illustrate the disparities in homeownership rates and housing values between Black and white Americans. Personal anecdotes, such as Ebony Jones' experience with housing discrimination, add a human element to the narrative, emphasizing the real-world impact of systemic racism. The effectiveness of the author's use of evidence is evident in the persuasive power of their arguments. By grounding their analysis in concrete examples and empirical data, the author lends credibility to their critique of racial disparities in the housing market.

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According to the U.S. Department of Housing and Urban Development (2010),

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Public Policy on Housing Discrimination Executive Summary Housing discrimination and segregation have long been present in the American society (Lamb and Wilk). The ideals of public housing and home buying have always been intertwined with the social and political transformation of America, especially in terms of segregation and inequality of capital and race (Wyly, Ponder and Nettking). Nevertheless, the recent unrest in Ferguson, Missouri and in Baltimore due to alleged police misconduct resulting to deaths of black men brought light on the impoverished conditions in urban counties in America (Lemons). This brings questions to the effectiveness of the Department of Housing and Urban Development (HUD) in devising more fair-housing facilities (Jost).

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Systems theories Challenges emerge in the framework and developmental programs due to the state of mind about individuals and their needs than is reflected in current attitudinal, automatic, and financing substances (Carling, 1993). Challenges can take place by pushing real change through a framework, the upheld housing approach likewise flies in numerous personal stakes, both expert and financial. Frameworks that take such a methodology can without much of a stretch get to be overpowered with the objective of constructing housing in light of purchasers' inclinations, particularly in light of the fact that community emotional wellness services are commonly acting in "emergency mode," with little time to ask any other individual's perspectives (Carling, 1993). Listening to consumers, whether detailing new objectives with an individual or arranging another statewide way to deal with housing, takes additional time than that required by current methodologies. Carling (1993) explains that policymakers and experts dislike quite a bit of what they get notification from consumers, and the vast majority of the assets and devices they need to make housing are helpful just for office based methodologies.

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