Colleges require way too much money. Janet Bodnar digs deeper in this issue in her article “The College Debt Trap”. In this article, Bodnar describes how she thinks people can actually dig themselves in more debt than necessary by accepting loans from different places. She states a few things people could do to keep from getting themselves in this particular situation. Bodnar believes that parents should take into consideration the various opportunities they have to save money. One way to do that is for a person to be careful how they spend their money and who they accept loans from. When Janet Bodnar wrote this article, she had to do intensive research to get the results she came up with. For example, she used Mark Kantrowitz’s websites to