ipl-logo

Why Some Smokers Should Not Pay Health Insurance Persuasive Essay

516 Words3 Pages

People who smoke should pay more for health insurance

America needs to do something about the rising cost of health insurance. There are many high risk behaviors that are adding to the high cost of health care. One of these high risk behaviors is smoking. There are several reasons why smokers should have to pay more for health care insurance. Nonsmokers should not have to experience the risk of 2nd hand smoking. Smoking has been linked to many health care problems. Raising the cost of premiums for health insurance to smokers should reduce the incidence of smoking. Smoking is one of the leading causes of death in the United States of America. In the year 2015 there were over 480,000 reports of death due to smoking. Unfortunately the most common age was 31 years old. Smoking doesn’t just lead to death it can …show more content…

If they choose to smoke, they can smoke. Smoking is not illegal in the USA. Non-smokers have rights as well. Non-smokers should not have to pay health insurance when they do not smoke. Non-smokers are presently being forced to pay and suffer for people who choose to smoke. Smokers should not be discriminated, although Smokers choose to smoke at their own risk. It is the non-smokers who feel they have no rights. The percent of smokers who said they would quit smoking unfortunately did not. Five years late 70% of those smokers are still smoking. Smokers should quit if the health insurance is raised for smokers. Raising the price of cigarettes had no big effect. The death rate should go down and smoking should be reduced. Smokers should have to pay double the amount of their health insurance. There are 58% of the American population believe that smokers should pay a higher health insurance. That would mean there is only 42% that disagrees. Walmart charges their customers who choose to smoke more money. Walmart charges more than any other company in the United States of America. The company requires $ 2,000 extra per

Show More
Related
383 Words | 2 Pages

Barb: As long as the company is in one of the nine states that allow it, it is legal to charge an additional premium for smokers. Arguments for and against the extra charge. Arguments for the charge are that statistics state that those that “smoke a pack of cigarettes a day have claims that are 18% higher than those of nonsmokers” (Cihon & Castagnera, 2014, p. 337) and are 29% more likely to have medical claims over $5,000 per year and cost $1,000 more each year than those that smoke (Cihon & Castagnera, 2014, p. 337). If a company had many smokers who followed these results, the premiums for all employees could be raised. Those that do not smoke and are partaking in a more healthy lifestyle are subsidizing those who do not partake

Read More
776 Words | 4 Pages

Smoking cigarettes doesn’t only have an effect on the one who smokes however additionally the people around them. I feel that smoking should not be legalized in the United States, even if this is an unacceptable issue to the majority of people in the country. There are smoking bans that were enforced in early years to insure the protection of the people in businesses, and eating place

Read More
712 Words | 3 Pages

Overall, this method has not helped much. Smoker have not disappeared but have been displaced. In summary, Cigarettes should continue to be legal because it prevents the need for contraband tobacco, keeps kids from using it to a minimum, and countries that have banned it affect the users. We need to keep them regulated and slowly campaign people to stop smoking.

Read More
673 Words | 3 Pages

Commentary: The state of California is Planning to add a $2 tax on tobacco in the upcoming months, in order to increase government revenue and decrease cigarette consumption amongst the Californian population. The smoking of tobacco and cigarettes has a negative externality of consumption. It is an econòmic activity which has negative effects and costs of a third party, the rest of society. The smoker can get diseases and will xreate expenses for the Health System, plus he may make other people get diseases if there is passive smokers around him.

Read More
415 Words | 2 Pages

You would think that people would want to keep their money and not place it towards something that is going to kill them at the age of 35. However, the prices and the amount of money that people actually spend on smoking is almost unbelievable. From the money that they are spending on smoking they could have bought things such as renting a house, paying off the mortgage, or even buying a car. All this money can go to better things that won’t kill

Read More
1674 Words | 7 Pages

Using tobacco products can cause fatal consequences in the long run, and taking a heavy toll on their families’ well-being. Cigarettes and tobacco products should be outlawed. Smoking and tobacco products generate billions of U.S. dollars in tax revenue. In fact, a whopping $27 billion in revenue was predicted for 2017 (U.S. Congressional Budget Report, 2016). This money is extremely useful to government agencies and helps keep the economic wheel of the country running smoothly.

Read More
783 Words | 4 Pages

Good Intentions, Bad Outcome: Why Cigarettes and Tobacco Shouldn’t Banned In the 1920’s, America prohibited the selling, trafficking, and manufacture of any alcoholic beverages. It lasted for several years, until 1933, when it became legal again. Today, Many Americans want cigarettes banned, seeing how they are not healthy for people. However, I think banning a product that has been legal for a very long time would be a detriment to society.

Read More
667 Words | 3 Pages

Smoking can increase the risk of cancer, heart diseases, lung cancer and bronchitis. In my opinion, smoking should be banned because most of the people who smoke have families who love them. Would you want one of your family members to die early? I can’t stand smoking. Not only does smoking affect the person who is smoking but it affects the people around them.

Read More
1803 Words | 8 Pages

Most individuals have heard the precarious health effects of tobacco use although the health effects should be a reasonable cause to make tobacco illegal more is needed to support the efforts. Many fall short to acknowledge the other adverse effects it may cause to ones life. Tobacco can effect an individual in ways such as decision making, learning, and the environment that surrounds them. This makes all the more reason to ban a substance that can create such hazardous effects. The use of tobacco should be illegal because it promotes bad habits in adults, negatively effects children, and damages the environment.

Read More
964 Words | 4 Pages

Smoking is a choice and no one is forcing that upon people. The public has been well warned about the risks of smoking; therefore, the people smoking are fully aware that their lives are at risk. Tobacco companies should not be held responsible for smoking-related illnesses and deaths because once people put the tobacco in their mouths, they are putting there own life at risk themselves, and because as individuals we have a choice on whether or not to smoke cigarette. It 's true that tobacco companies aren 't accountable for why people smoke. Nonetheless, every tobacco product has a warning label on it therefore it 's not the companies responsibility from smoking-related illnesses and deaths.

Read More
849 Words | 4 Pages

Worldwide, tobacco use causes about 90% of lung cancer deaths, 30% of all cancers, 20-25% of coronary heart diseases and stroke deaths, and more than 80% of chronic bronchitis and emphysema”. (Jordan 1). Secondly not only does it affect smokers but even people who don 't even partake in the activity of smoking cigarettes. Second hand smoke is a serious issue and can cause cancer almost easy as being an actual smoker can.

Read More
1201 Words | 5 Pages

William Evans and Matthew Farrelly, authors of The Compensating Behavior of Smokers: Taxes, Tar, and Nicotine from The RAND Journal of Economics, make the argument that cigarette taxes are ineffective because smokers still manage to fulfill their nicotine intake. Their research shows that “smokers in high-tax states are more likely to smoke cigarettes that are longer and higher in tar and nicotine than are smokers in low-tax states” (Evans and Ferrelly 576). In fact, the average consumption rate of nicotine for young people has increased as a result of purchasing cigarettes with more nicotine (Evans and Ferrelly 576). This evidence shows that cigarette taxes are ineffective because they do not decrease smoking behavior, since smokers are compensating fewer cigarettes with ones higher in nicotine content. Evans and Ferrelly use this evidence to argue that cigarette taxes do not achieve their purpose of decreasing smoking habits.

Read More
1150 Words | 5 Pages

In fact, those who smoke have their life span shortened by about approximately. However, the government must ban tobacco smoking in order to prevent smokers from lethal diseases, protect nonsmokers as well as saving the environment. The most obvious reason as to why tobacco should be

Read More
882 Words | 4 Pages

Smoking causes close to 40% of cancer death in the US. Each year, cigarettes kill about 500,000 deaths in the US and about 6 million deaths around the world. Cigarettes are the reason for most of the deaths in our society today that is not a death by a natural cause. Even though smoking has been in a sharp decline in the past decade, there are still around 40 million of people in the US that still smoke cigarettes. This high number really concerns many doctors and

Read More
894 Words | 4 Pages

Many reports have been issued based on the evidence regarding the devastating health affecs of smoking and the expose of second hand smoke. Unfortunatly, cigarette smoking has reportedly caused about 480,000 deaths anually in the United States with an account of 41,000 deaths due to second hand smoking. It is indicated that America has the greatest heath issues from smoking. Neverless, it has been declining due to the rise on taxes and the promotions to cut down tabacco use advetisement. Smoking can be very addictive but there are many ways to help stop that I’ll get to soon.

Read More

More about Why Some Smokers Should Not Pay Health Insurance Persuasive Essay

Related Topics

Open Document