The kind of fraud that happened with Maya and her husband is called identity theft, in which an unknown theft used their credit card and made 419 dollars worth of purchases. If they don’t take any action, they be lose their money, increase the risk of additional credit card fraud and eventually their credit score number will be lowered. For example, in the case that these thefts decide to open other credit accounts under Maya and her husband’s name, they can make purchases and never pay back, it will significantly negatively impact their credibility reputation of being able to pay back borrowed money.
In order to solve this issue, Maya and her husband will have to file a written fraud report with one of the major credit card bureau and let