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My Goals At James Madison University

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“ A goal without a plan is just a wish” said Antoine De Saint Exupery. Without a plan it is very difficult to accomplish a goal. 65% of Americans set goals and do not achieve them. I believe that setting a goal is the key to success. Since a major goal in my life is to attend James Madison University I have broken my goal into three steps. My steps are making good grades, saving money, and choosing an excellent major. First of all, since I have loved this school ever since we visited with my sister when she was looking for a college to attend. I soon realized that if I wanted this wish of going to JMU to become a reality, I would have to start saving money. The average cost for this school is 24,802. To help the burden of the cost I will …show more content…

For example, this summer I will be working and some of that money will be used help me to pay for my dream college. I began thinking about how I could start saving money to go here. I work for my family every week and get paid $15.00 per week to do a list of chores. I decided to put $15 per month in a jar for James Madison. Occasionally, I have babysitting jobs and I put half of whatever I make in the JMU jar. When people give me gifts of cash, I put half of the cash I get in my college jar. I have been surprised at how vastly my money is adding up. When there is spare change around the house, my father always asks me if I would like it. I gratefully add it to my college jar. I was able to save $250 last year. I plan to continue saving money until I go to college. I imagine myself being on campus and it motivates me to work very hard in school and to get excellent grades. I will be acquired to work very hard if I want to make the requirement for the GPA at James Madison. The average GPA for James Madison is 3.53 and that makes it extremely competitive. Under those circumstances, I plan to achieve this ambitious goal by being organized and disciplined with my school work. When I come home from school, I make a list of my work for the evening and I find

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When I am saving money I have to think about how much I willing to spend this month in order to save the gross amount of money. That is taking in account the money you would normally spend on extracurricular activities and determining what you can and cannot spend money on this month. Another important aspect is your credit card, and what you buy with it, and deciding if it’s worth the interest that comes along with it. When getting an auto loan you may think you're spending an easy $300 bucks a month on your car payment there’s an extra 5% added to the $300 called interest. Interest can turn your most inexpensive payment into the most expensive.

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Many people did not save because they had jobs that paid little, and all the money they made barely made it so that they could pay all the needs they needed to live for. On document 2 (DBQ) it states that “a regular saving of fifteen dollars a month” can help you in the long run, “at the end of twenty

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Any money that is received as a bonus or incentive place in the savings account. In “5 Strategies to Save More Money,” Hitha Herzog says, Even if your salary is on the low end, you can always save a little bit. In fact, the best way to start saving is with really small amounts that will eventually add up over time. For example, stash away just $25 a week, and in six months you'll have saved $650 (Herzog). People need some financial goals and start out with short-term goals.

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However, many students are not adequately prepared to handle their own finances. One of the leading reasons that students drop out of college is because of finances that are often due to poor personal money management. One of the most common ways college students sabotage their budgets is spending significant amounts of money on things they can do without. An important key of basic money management involves separating wants from needs and limiting the majority of your spending to things you really need. The best way to understand your wants versus your needs is to track your spending.

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I've worked my tail end off, since my freshmen year as I knew my college wouldn't be paid for. You may ask, how did your siblings pay for college. I have two older brothers, one being biological, and one being my dads oldest son. I watched them struggle making it financially, and wondering how they were going to pay for college. They advised me to be a full time student with a part time job, as

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Good and evil both have a place in the world and in the heart of man, but very rarely are they in perfect balance. To determine which one outweighs the other, philosophers and writers alike have delved into various historical events and speculated what would happen if humanity was stripped of civilization. In his novel Lord of the Flies, Golding conveys the notion that human nature is mainly evil. However, a natural goodness is much more predominant in people as shown by select characters in Golding’s book as well as in To Kill a Mockingbird and the article The Real Lord of the Flies. Through characterization and symbolism, Golding displays the dark side of human nature.

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But for many families the high cost of college streches budgets to the limit and forces students to take on increasing amounts of debt (“ Reasons To Save For College”). By saving money and hopefully having good savings you could easily save yourself a couple thousand dollars by just simply planning and saving for

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If I was given $25,000 I would try my best to spend it wisely, and spend it on things that were useful to me. Being a senior in high school, the temptation would be to spend it all, but this amount of money would be extremely helpful in the early years of college. I feel I deserve this $25,000, because I am a student who wants to aspire the profession of becoming a Medical Examiner. I have grown up not knowing why my father or my uncle have died, so if I become a medical examiner I will be able to give families closure that me nor my family ever had. This money could help me move faster to becoming a step closer to achieving my dream and helping families all around the world.

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Our family has been saving up for a Disney World trip when our daughter gets old enough to really enjoy it. To make this happen we have committed to cooking at home instead of dining out like we usually do once per week. We set the money aside that would have been spent on dinner and we put it in our savings account. We also have decided to cut our shower time down by a few minutes to save money on our water bill. One other sacrifice we’re now accustomed to is saying goodbye to cable television.

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How I wish I could turn back time to be 21 again! Knowing what I do now, saving would be my number one priority. In fact, had I adopted the simple plan of saving just 10 per cent of my income, I probably would have millions of dollars in the bank today. If you decide to spend all your money when you 're young, it will almost be impossible to catch up on the lost interest when you eventually 'settle down '. The magic of compounding works harder on your money the longer you save; so as you spend each dollar today, visualise the millions that you could be giving up tomorrow.

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Besides this, I will also save money from my FAFSA such as $100 per check and I will get a job working part time for minimum wage to save money to pay for college.” I will know when I have accomplished my financial goal when I have graduated from college with only a small loan to pay back. Attainable- This goal is attainable because I will save $100 hundred every month in order to pay for food and other necessities while I am still attending school. I will save $100 every month by getting a part time job in fast food.

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Your goal must then be clearly measurable and attainable in a reasonable timeframe. In planning you should think through any pitfalls or potential weaknesses you might have such as procrastination or motivation and how you might combat that. It is also important to have clear and specific check points to make sure that you are on the path to achieve the goal and evaluate if the goal or pathway needs to be modified. I feel it is also important to share your goals with others who can help to encourage and motivate you along the way. My goals will be learning to say no more to help with time management and create more family time, better communication and finding my voice, stop procrastinating, and start a diet and exercise

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As a child and even into my teenage years, I have watched my parents struggle financially and I don’t want to struggle like them. I am a first-generation college student and I am very proud of that. By going to college and earning a degree, I hope to set a good example for my future children and even my younger sister, who is still in middle school.

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But even when our economy gets better, wouldn 't it be nice to save money on all the things we need? Wouldn 't it be nice to have an a few extra thousand dollars in our pockets each year? Well, you certainly can! The best part about it is it 's incredibly easy to do!

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“How am I going to save my money if I can’t go a month without being short on cash?” Is this the question you ask yourself every now and then? Why is saving money that much difficult for you? Saving money needs a hell lot of self-control and self-control is challenging. Not only that, saving is a habit and habits take time and effort to form.

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