Employed head of household in favor of individual mandate
I. Overview of health care policy. Today is a fascinating time for the American Health Care System. The new president, Donald Trump, ran under the promise that he would completely repeal the Affordable Care Act set forth by President Obama in 2010. Though several executive orders have been signed in an effort to stop the effectiveness of Obamacare, the current administration has yet to repeal this health care plan or put forth any complete replacement programs. Instead, the GOP has proposed various replacements for specific aspects of Obamacare that they’ve prioritized as most harmful and in need of change.
One aspect of the ACA that the GOP has taken issue with is the individual mandate,
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Sixty-three days is not an unreasonable length of time to be in search of a new job, and the last thing I need to worry about, in the event that I lose my job, is my inability to regain health care for my family and I when I get back on my feet. Because I am only covered through my employer, care for my family and me is not secure. If I change jobs my care will not transfer over and my new job may not cover care for me or my dependents. I do not plan on losing my job, but if I do I want to make sure that I can get coverage again without being tempted to stay out of insurance because the rate of reentry is so high. Even if I stay covered by my employer, this plan still affects me because it will result in a higher number of uninsured in the total population, which will affect the entire U.S. …show more content…
One large impact will be the fluctuation in the number of people covered. Many believe that because there is no penalty for leaving and for staying out of the insurance market, people are actually incentivized, or in the case of the poor, forced, to stay out. This increase on the amount of uninsured will in turn increase the cost of insurance for those who have it, and decrease the quality of insurance. As we read from Pauly and Pagan, the quality of health care, when there is a high percent of uninsured people in the area, is lower for everyone, insured or not. This is because less money is circulated through the health care system, so physicians are paid less, hospitals do less testing, and the budget isn’t adequate to fund optimal