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Pros And Cons Of The Affordable Care Act

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The Affordable Care Act (ACA), more commonly known as Obama Care, was put into action in the year 2010. The ACA is a list of health related provisions that are suppose to be beneficial to all Americans, especially those in need of health care. Some changes between health care before and after the ACA was put in place include; a health care program that now involves almost all citizens of the United States, a system that reduces payments by increasing the number of health care providers, and providing help to Consumer Operated and Oriented Plans (Cooper, Gardner, 54). The main aspects and the improvements that the Affordable Care Act have made on America’s health insurance are great for some citizens. However, there are some parts of the ACA that are a downfall on to the other section of U.S. citizens. The two main features of the ACA are …show more content…

The way that these people would be rewarded is a reimbursement to health care providers. The increasing in transparency allows people looking for a health care system to compare prices, deductibles, and scores. The Affordable Care Act puts the Department of Health SErvices (HHS) in charge of creating a rating for health care systems based off of their data of price, and quality (Custer,41). This allows for the ACA’s transparency to be accurate and dependable for the users looking for a health care system. These health plan statistics can be found at HealthCare.gov. The main effect of the Affordable Care Act is that it extended coverage to a large sum of uninsured Americans. Within the last five years there has been an increase in health care expenses. However, these expenses have been rising at one of history’s lowest paces (Custer,37). Although this has been a huge improvement for America's health insurance, the costs are still rising which puts families at risk of not being able to afford health insurance. Some of the main reasons behind the increase in costs of health care within

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The Affordable Care Act also nicknamed Obamacare, was enacted by President Barack Obama on March 23, 2010. This act made it to where hospitals, and physicians would have to change their practices financially, technologically, and clinically to make better outcomes, and lower the costs of providing medicine to patients. This act was designed to increase health insurance quality and affordability, and lower the number of people that were uninsured. It introduced mandated, subsidies, and insurance exchanges. This act also requires that all applicants be accepted despite sex, and pre-existing conditions.

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Affordable Care Act The issue of Health care reform and the future sustainability of our health care system— for those in public programs, those with employer-sponsored coverage, or those who continue to be uninsured— is one of the most controversial and complex moral and fiscal public policy problems we face as a nation. The Affordable care act limits patient choice through expansive federal regulation of the insurance market, government interference in the decisions patients make with their doctors and increased dependence on government health programs. The ACA is becoming unaffordable for many individuals.

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Perhaps the most recognizable out of the benefits people see in the ACA is the amplification of coverage for those with pre-existing health conditions, heart disease and diabetes being among those conditions. Prior to the ACA, health care coverage was refused to people with these pre-existing health conditions because most insurance companies overlooked them as being more costly (to cover) than their healthier coequals. It introduced subsidies, prohibits surprise cancellations and/or pre-existing denials by insurance companies, and excludes unreasonable limits on lifetime benefits to citizens. The ACA also serves to lower health care costs as an overall contribution to the long run by giving people the opportunitiy to be able to receive treatment before the period of time comes when they need more costly emergency health assistance, offers improved access to health insurance and health insurance options (through exchanges), and provides services for millions of American

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Affordable Care Act, (ACA) also nicknamed “Obamacare,” is a United States federal statute enacted by the 111th Unites States Congress and signed into law by former President Obama on March 23rd 2010. It represents the U.S healthcare systems most significantly regulatory overhaul and expansion of coverage since the passage of Medicare and Medicaid in 1965. (NCBI)The Affordable Care Act offers essential benefits that range from covering hospitalizations to mental health care to prescription drugs. A primary goal of it was to make sure all Americans or nearly all obtained health insurance. It created insurance exchanges for those seeking individual coverage and expanded Medicaid for low-income adults.

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The ACA is killing small business by charging them outrageous premiums- forcing them to reduce the workforce or cut employee pay. Which altogether reduces the number of taxpayers that keep the ACA afloat. The ACA is creating incentives for Americans not to work- creating a maximum income and other guidelines that have to be met in order to fall under the ACA so they have a lesser premium or amount that must be payed. The ACA has provided many Americans with the health insurance coverage they need but the cost is falling on the middle class. The Affordable Care Act has allowed for many benefits for some Americans, but it has more negative aspects and consequences that can only be read in between the fine lines of the 2,700 page health care

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The Affordable Care Act is essentially an act that was signed on March 23, 2010, by President Obama in hopes that it would provide U.S. citizens with affordable and better quality health insurance, and also regulating and reducing health care expenses in the U.S. Prior to the act being signed into law, there were many unsettling things that health insurance companies could do without repercussion, for example, insurance companies where able to deny coverage to a person because of past illnesses, get dropped for making a mistake on application, and also be charged more or less based on your sex. With the passing of the ACA, many of these problems disappeared but some other problems became prevalent. There are many benefits that the ACA brought to the table for example, No annual or lifetime limits on healthcare. Before ACA there where

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A few of these benefits include: comprehensive coverage, lower prescription drug costs, coverage for young adults, and no problems for people with pre-existing conditions. The new ACA have required that health plans cover essential health categories. These categories are hospitalization, mental health, maternity and child care, and substance use disorder services. The array of coverage helps people who are starting a family, getting help for an addiction problem, and even testing and treatment for mental problems. Prescription drugs have gone up a little every year.

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The affordable care act was intended to reduce the numbers of Americans without health insurance, Unites State health care reform legislation signed into law by President Barack Obama in Marc 2010, this reform required that most individuals most secure health insurance or pay fines made that will make coverage easier and less costly to obtain. On the other hand the patient protection and affordable care act (PPACA) also called the affordable care act (ACA) othe greatest health care reform act since Medicare was created is consider Obamacare PPAC in order to keep coverage more accessible and affordable created new entities called American health benefit exchanges, which any individuals and small businesses could purchase coverage. In order to make

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According to the Balance, one of the biggest benefit of the ACA is that it slows the rise of health care cost. It does this by providing insurance for millions of people and making preventive care fee. In 2016, the cost of health care services rise by 1.2% for the year, in contrast of the increase of 4% in 2004. Obama care also requires all insurances plan to cover at least 10 essential health benefits. These include treatment for mental health, addiction and chronic diseases.

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The employer mandate makes employers insure their employees if they have more 51 or more. I don’t understand why the federal government has to intervene with the terms and conditions between the employer and the employee. It makes it difficult for the employer to hire more employees, make profits, thrive, and innovate if they are force to give their employees medical insurance. This would also be hard for smaller business to grow. The ACA also makes individuals who doesn’t have or want medical insurance pay a penalty.

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