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Why Do People Have Health Insurance Essay

902 Words4 Pages

People Being Forced into Having Health Insurance “In the United States of America, health care is not a privilege for the fortunate few -- it is a right. And I knew that if we didn’t do something about our unfair and inefficient health care system, it would keep driving up our deficits, it would keep burdening our businesses, it would keep hurting our families, and it would keep holding back economic growth.” (Obama, 2013). Health insurance has been implemented into thousands of families, but what changes has it really made other than everyone having health insurance and bringing more money into insurances’ pockets? People shouldn’t be forced into having health insurance for whatever reasons. There are many reasons why a person or a family can’t be forced into getting health insurance; First of all, not everyone has the ability to afford the prices that many health insurance provides. Also, a good percentage of our country feels that it is unfair to have to pay for health insurance. Last but not least, a good amount of people rather pay for the …show more content…

Having a low income job reduces the chances of someone purchasing health insurance as well as being able to afford for any health insurance for them and their families. A lot of people work in place where they only provide part time jobs or full time but with a low pay. Many people don’t have either jobs or may have been laid off from a company. Also, people that are working in companies where they don’t provide health insurance making it more difficult for the person to get their own health insurance. People might even work in a company where they don’t pay enough in order for the person to afford any health insurance. For example, McDonald is a big company yet, they pay their employee’s minimum wage and neither do they provide health

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Moral Hazard Myth Summary

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People that are at the poverty line can’t afford to pay such high monthly premiums and as a result decline coverage as a choice. We also see the economic concept of self-interest within the article. Often times an imbalance in the health market is created when the younger generation who is usually health doesn’t feel the need to have health coverage. For young folks it is in their self-interest to pay out of pocket only a few times if needed rather than pay monthly premiums. In the end they’ll pay less than they would for having health insurance.

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1055 Words | 5 Pages

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309 Words | 2 Pages

People that don't insurances are most of the time in worse health than those that are able to get insurance. And are more frequently put into the hospital for conditions that could have been prevented. We have the right to vote but not healthcare. Americans support the belief that everyone should have equal opportunity. But in this situation those that don't have health care are at risk for health decline which makes them a disadvantage in society, therefore, they did not receive equal opportunity.

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757 Words | 4 Pages

It has made our taxes go up especially for the wealthy. It is making people lose their jobs and hours because businesses are cutting the worker hours to avoid covering the extra cost of employees insurance. People should not have to pay for health insurance or be threatened with a large fine for not having it. It is intrusive for the government to require you to have insurance. Not all citizens in the United States need health care.

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Pros And Cons Of The Affordable Care Act

736 Words | 3 Pages

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795 Words | 4 Pages

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543 Words | 3 Pages

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532 Words | 3 Pages

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1776 Words | 8 Pages

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1024 Words | 5 Pages

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1136 Words | 5 Pages

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727 Words | 3 Pages

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436 Words | 2 Pages

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