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Affordable Housing Development Case Study

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Introduction The affordable housing and community development markets are becoming a scarce throughout the state of California. There is more emphasis placed on federal, state and local government policies to integrate affordable housing incentives into multifamily development projects. The term affordable housing is used to describe rental housing or owner-occupied homes, which are affordable regardless of what one’s income, may be. The United States government regards housing cost at or below 30% of one’s income as being affordable. The term workforce housing has evolved over the last 10 years as defined by the housing authorities as homes aimed at household with earnings from 50% to 120% of area median income.
California is one out of …show more content…

The focus on affordable housing where families earning an annual income of $50,000 and below. Now the focus is on families earning an annual income of $50,000 to $120,000. This dramatic swing has caused a greater stress in decent and affordable housing throughout the state of California. It is not a surprise the current public housing subsidies are not enough to meet the needs of low and median income families where one in four households is eligible to receive assistance. The problem is there is a large disparity of a renter’s earnings and the average cost of rental housing nationwide. As of 2017, the national average earner has to make $19.35 per hour and in California its $26.65 an hour to afford a two-bedroom home (Misra, 2015). This cost is more than three and a half times the federal minimum wage of $7.25 an hour and two and a half times as much of California’s minimum wage at $10.50 an …show more content…

This research will entail the theoretical framework in affordable and workforce housing such as Abraham Maslow’s Hierarchy of Needs, Public Administration Theory as defined by Woodrow Wilson and Fredrick Winslow Taylor, Gulick-POSDECORB (planning, organizing, staffing, directing, coordinating, reporting, and budgeting) of affordable housing. Finally, the decision-making process and the New Public Administration and Public Management will provide insight on how funds and grants are delivered to each county and city for development towards affordable and workforce housing projects (Rosenbloom, Kravchuk, & Clerkin, 2015) and it will answer the questions as to why is it important to build affordable housing and who needs

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This is ever evident in the federal government bill to cities ( $143 billion) to spend on upgrades however, affordable housing is always left with only a small sum of this amount. Professor Bratt stated clearly that the government needs to take a

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In the welfare system, if you earn more income, they raise your rent. I once knew someone that claimed she “made more money” not being employed rather than being employed; due to her rent was increased and her benefits were decreased upon her increased income. She ended up quitting her job because of this reason and chose to live solely off of government assistance. Unlike the welfare system, mortgages for homes built by Habitat for Humanity are not raised, regardless of an increase in income, and, once the mortgage is paid, they own the home

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Have you ever had to choose between eating or having a roof over your head? If you answered no, you are one of the fortunate ones who most likely fall somewhere between middle class to upper class. Those who answered yes are a part of the millions of Americans who are currently facing a fairly new problem that has a light upon it – the lack of affordable housing. In Matthew Desmond’s book Evicted, he writes about numerous eviction stories of families or individuals for several different reasons.

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In addition, to these residential areas the city also has a new housing project of townhouses that will be opening soon. When it comes to purchasing a renting a home the city of Brea is able to provide affordable housing. There are four programs that fall under affordable housing: “Homebuyer Assistance Program”, “Low & Moderate Income Rental Programs”, “Mortgage Credit Certificate Program” and “ Senior Rental Programs” (city of Brea). According to the city of Brea, the “Homebuyer Assistance Program” has an “Affordable Housing Ordinance” in which most of new residential developments are required to provide a minimum of 10% of the units for sale at below the market sale prices for qualifying buyers.

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Too often, the grant monies are too enticing to pass up, but once a locale bends and signs the mandatory compliance agreement, you solely play by HUD rules. For every HUD grant an Assessment of Fair Housing must be completed, which evaluates race, income, religion and native origin of every resident. Then there’s the Affirmatively Furthering Fair Housing (AFFH) that is a 377 page minefield of legalize and overt regulation designed to bamboozle and ultimately control. With its maize of compliance reviews and other “interested parties” that include civil rights groups, affordable housing developers and yes, community organizers, all assist in the process. HUD then determines whether or not your neighborhood is “balanced.”

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The first stakeholder in this debate is the National Low Income Housing Coalition, also known as the NLIHC. The NLIHC believes the Fair Housing Act, or the FHA, needs to do more to protect the housing rights of everyone in America. The National Low-Income Housing Coalition discusses its timeline and creation in an article titled History. In that article, they state that Cushing N. Dolbeare created the Ad Hoc Low Income Housing Coalition in 1974, now known as the National Low Income Housing Coalition, in response to the Nixon administration's approach to housing (“History”). The NLIHC was created to advocate for affordable housing in times of unfair ruling.

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Chapter 5 explores the new problems that arise such as between community development in the fair housing.  Urban poverty is an issues that is one of the ways that would be the best path to deal with. Finding ways to improve housing by investments is one of the ways chapter

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Looks like someone has been token tips from Oprah “You get an affordable house, you get a house, and you get a house. EVERYONE GETS A HOUSE!!! ”. Whether or not this act can l reverse the damage done by gentrification, now that 's a whole other

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Effect of Gentrification: Introduction In this paper I will describe and explain the impact of gentrification on people of color living in the greater Seattle area in the regards to the issues of accessing housing. Ruth Glass coined the term “gentrification” in 1964 to describe the phenomenon of middle-class settlement in previously working class neighborhoods and the subsequent displacement of the working class residents. In response to these negative images, those with a stake in the process of gentrification, including developers, city planners and new residents, have attempted to replace the term with a variety of alternatives: revitalization, renaissance, rehabilitation and reinvestment (Ruth Glass). Rising property values in the light

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Together, as a group, we must succeed because we cannot do it alone. Government financing for projects to build affordable housing, especially for young people, might be increased as one answer. This can be accomplished by providing renters with financial aid in the form of tax credits and rental subsidies, as well as through funding the development of new, inexpensive housing

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Housing is a basic need for humans because people need shelter for themselves and their children. The idea of affordable housing could help families with their tight budgets on health care and food. Expensive housing usually lead to foreclosure and eviction to families that are less fortune. In Decatur there is a huge mass of homeless families that are living on the streets because they can’t afford housing. To help make housing more affordable, I am going to get neighborhoods built that have decent and affordable housing.

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Public Policy on Housing Discrimination Executive Summary Housing discrimination and segregation have long been present in the American society (Lamb and Wilk). The ideals of public housing and home buying have always been intertwined with the social and political transformation of America, especially in terms of segregation and inequality of capital and race (Wyly, Ponder and Nettking). Nevertheless, the recent unrest in Ferguson, Missouri and in Baltimore due to alleged police misconduct resulting to deaths of black men brought light on the impoverished conditions in urban counties in America (Lemons). This brings questions to the effectiveness of the Department of Housing and Urban Development (HUD) in devising more fair-housing facilities (Jost).

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However, this project is faced with various challenges. According to Assad (n.d.), affordable housing provides low income families, senior citizens and persons with disabilities with minimal cost housing that meets security and building standards. A burdened individual, who could end up destitute or stay in a dangerous staying, similar to a denounced building, can opt to discover an affordable housing with a sensible rate (Assad n.d.). Home ownership can boost the esteem. After undergoing through difficult times, owning an affordable house is something a person must be proud of (Havekamp 2015).

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945 Words | 4 Pages

The National Association of Home Builders estimates that building 100 new affordable housing for households which have low income, contributes to the creation of 80 jobs from the direct and collateral effects of construction and 42 jobs supported by the induced effects of the spending (Wardrip, Williams & Hague, 2011). By building affordable housing, people can be in a sizeable and sustainable condition, more opportunities to increase the character of life in order to avoid the unemployment, and especially reduce

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682 Words | 3 Pages

Systems theories Challenges emerge in the framework and developmental programs due to the state of mind about individuals and their needs than is reflected in current attitudinal, automatic, and financing substances (Carling, 1993). Challenges can take place by pushing real change through a framework, the upheld housing approach likewise flies in numerous personal stakes, both expert and financial. Frameworks that take such a methodology can without much of a stretch get to be overpowered with the objective of constructing housing in light of purchasers' inclinations, particularly in light of the fact that community emotional wellness services are commonly acting in "emergency mode," with little time to ask any other individual's perspectives (Carling, 1993). Listening to consumers, whether detailing new objectives with an individual or arranging another statewide way to deal with housing, takes additional time than that required by current methodologies. Carling (1993) explains that policymakers and experts dislike quite a bit of what they get notification from consumers, and the vast majority of the assets and devices they need to make housing are helpful just for office based methodologies.

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