Obamacare: A Case Study

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With Obamacare the idea of a universal system of healthcare, it is finally obtainable. It is illegal to go without healthcare in the United States. The Affordable Health Care Act, implemented by the Obama Administration in 2014, gave healthcare to all individuals in the United States. The Obamacare Individual Mandate forces Obamacare under penalty of law. If a person does not apply for Obamacare, and therefore, have no healthcare. A penalty tax will be imposed on your yearly income. Kathryn Nix writes in an article titled, ‘Obamacare the Impact on the Uninsured’ she writes that the Congressional Budget Office (CBO) is reporting that the new health care law will decrease the number of uninsured in 2019 by 32 million. It is estimated that nearly …show more content…

These are a few of the most popular ones that most Americans agree with: Prohibiting Denying Coverage of Children Based on Pre-Existing Conditions. Prohibiting Insurance Companies from Rescinding Coverage. Eliminating Lifetime Limits on Insurance Coverage. Providing Free Preventive Care. Providing Access to Insurance for Uninsured Americans with Pre-Existing Conditions. Extending Coverage for Young Adults until the age of 26. Thanks to Obamacare, no one is allowed to deny coverage based on pre-existing conditions. In 2010, Obamacare made it illegal for insurance companies to deny coverage to children under the age of 19 based on a pre-existing condition. In 2014, insurance companies cannot refuse to sell coverage or renew policies to anyone based on a pre-existing condition. In the past, insurance companies could search for an error, or other technical mistake, on a customer’s application and use this error to deny payment for services when he or she got sick. The new law makes this illegal. The elimination of lifetime caps and the phased-in restriction of annual limits is a victory for many families across the country. Also thanks to Obamacare, all preventive healthcare examination such as mammograms, have all been made free. A Pre-Existing Condition Insurance Plan (PCIP) provides new coverage options to individuals who have been uninsured for at least six months because of a pre-existing condition. Finally, …show more content…

National health insurance—in Germany and in other European countries—began with voluntary mutual aid funds and evolved over several centuries. All blue-collar workers, most white-collar workers, most salaried employees, and farmers must participate by law of the national Parliament. They and their employers must pay payroll taxes earmarked for the eligible person’s “sickness fund”. Coverage for benefits extends to all members of the person’s family. About 79 per cent of the German population is covered. France’s healthcare reform, sets up a lot like Germany’s and well as all other European nations. Canada has always been a unique country, and so is its health care financing system. All inhabitants are covered, and their care is paid for by the provinces. One registers with a provincial government. If one gets care in another province, the costs are reimbursed by the home province. Eligibility is not interrupted by changes of dwelling or jobs, unless one moves permanently to another province; then one registers there. No financial charges deter access to the services of hospitals and